gainbot
BriefMoversScreensSectorsEarningsIPOsNewsDividends & splitsScreenerWatchlistLearn
NASDAQ · AFRMFinancialsBanking & Credit

Affirm Holdings, Inc. Class A Common Stock (AFRM)

$75.59+5.03%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$75.59▲ 5.85% in range
Nov 4, 2025Low $42.53 · High $85.78Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Affirm Holdings closed at $75.59 on Nov 4, up 5.03%, 11.9% below its 52-week closing high. Volume of 6.8M shares was 1.86× its 20-day average (above normal).

Split-adjusted performance: +0.9% over one month, +15.3% over six months, +4.9% over one year.

In the quarter ended Jun 30, 2026, revenue was $387.54M, up 26.4% from a year earlier, with a net margin of 417.2%.

Short interest was 17.3M shares at the Oct 15 settlement, down 3.0% from the prior report (6.5% of float, 4.1 days to cover).

Market cap$25.51B337.4M shares
Revenue · quarter$387.5M+26.4% YoY
Diluted EPS$4.62+2331.6% YoY
P/E · TTM13.2×P/S 17.7×
Net margin417.2%Gross 100.0%
Dividend yieldNone
52-week range42.53 – 85.78−11.9% from high
Volume6.8M1.86× 20-day avg
Volatility · 60d54.7%Annualised
Short % of float6.5%4.1 days to cover
Net cash-$8.16BCash $1.63B
Next earnings—Not scheduled
Split-adjusted performance
1W +3.1%1M +0.9%3M −1.3%6M +15.3%YTD +1.6%1Y +4.9%3Y +342.0%5Y −50.0%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum73
Revenue growth83
Net margin99
Value (low P/E)39
Size95

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short17.3M−3.0% vs prior
Days to cover4.1Settled Oct 15
% of float6.5%
Short vol. 10d50.5%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
AFRMAffirm Holdings$75.59+5.03%+15.3%+26.4%417.2%13.2$25.51B
FCNCAFirst Citizens BancShares$2,331.85+0.42%+17.1%+0.1%17.6%11.4$25.91BCompare
RFRegions Financial$29.03+1.50%+2.9%−2.1%23.1%11.5$24.73BCompare
SYFSYNCHRONY FINANCIAL$75.03−0.20%−0.2%+0.6%14.7%7.5$24.41BCompare
CFGCitizens Financial Group$65.90+2.38%+0.4%+5.8%18.3%13.0$27.62BCompare
KEYKeyCorp$21.55+1.51%−3.1%−1.1%17.1%12.1$22.80BCompare
SOFISoFi Technologies$17.38+3.64%+6.6%+27.3%36.5%35.4$22.54BCompare
NTRSNorthern Trust$178.02+3.14%+9.0%+3.3%16.8%13.5$32.24BCompare
MTBM&T Bank$224.64+1.16%+3.3%+2.1%23.2%11.2$32.28BCompare

News about Affirm Holdings

All news →
Affirm Holdings (AFRM) Increases Despite Market Slip: Here's What You Need to KnowZacks Investment Research · 6d agoNeutralAffirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on ItZacks Investment Research · Oct 27, 2026▲ PositiveWhy Affirm Holdings (AFRM) Outpaced the Stock Market TodayZacks Investment Research · Oct 20, 2026NeutralAffirm is Appreciated By Consumers and Merchants as it Facilitates SalesThe Motley Fool · Oct 20, 2026NeutralAffirm Holdings (AFRM) Stock Falls Amid Market Uptick: What Investors Need to KnowZacks Investment Research · Oct 19, 2026Neutral

Quick answers

What does Affirm Holdings do?
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis.
What is AFRM's market cap?
$25.51B, based on the Nov 4 close of $75.59.
What is AFRM's P/E ratio?
13.2× trailing-twelve-month earnings of $1.93B.
Does Affirm Holdings pay a dividend?
No regular cash dividend has been paid in the last year.
How much of AFRM is sold short?
17.3M shares, 6.5% of float, as of Oct 15, 2026.
What sector is AFRM in?
Financials, in the Banking & Credit industry.

About Affirm Holdings

Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.

HQ: San Francisco, CA2,358 employeesListed Jan 13, 2021affirm.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology