NASDAQ · SOFIFinancialsBanking & Credit

SoFi Technologies, Inc. Common Stock (SOFI)

$17.38+3.64%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$16.77▼ 45.25% in range
Earnings Oct 27, 2026Earnings Jul 29, 2026Earnings Apr 29, 2026
Nov 3, 2025Low $14.22 · High $32.21Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

SoFi Technologies closed at $17.38 on Nov 4, up 3.64%, 46.0% below its 52-week closing high. Volume of 55.3M shares was 0.99× its 20-day average (close to normal).

Split-adjusted performance: +10.3% over one month, +6.6% over six months, -43.3% over one year.

In the quarter ended Jun 30, 2026, revenue was $429.30M, up 27.3% from a year earlier, with a net margin of 36.5%.

Short interest was 219.6M shares at the Oct 15 settlement, up 2.2% from the prior report (17.5% of float, 4.8 days to cover).

After its Oct 27 report (EPS beat estimates by 10.9%), the stock moved +18.5% from the close before to the close after.

Market cap$22.54B1.30B shares
Revenue · quarter$429.3M+27.3% YoY
Diluted EPS$0.12+50.0% YoY
P/E · TTM35.4×P/S 15.5×
Net margin36.5%Gross 53.4%
Dividend yieldNone
52-week range14.22 – 32.21−46.0% from high
Volume55.3M0.99× 20-day avg
Volatility · 60d51.5%Annualised
Short % of float17.5%4.8 days to cover
Net cash-$174.8MCash $3.13B
Next earnings—Not scheduled
Split-adjusted performance
1W +1.4%1M +10.3%3M −4.0%6M +6.6%YTD −33.6%1Y −43.3%3Y +150.4%5Y −9.7%

Earnings reactions

History →
Oct 27+18.5%
Jul 29−1.6%
Apr 29−12.3%

Close before the report to close after it.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum47
Revenue growth85
Net margin97
Value (low P/E)5
Size94

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short219.6M+2.2% vs prior
Days to cover4.8Settled Oct 15
% of float17.5%
Short vol. 10d36.2%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
SOFISoFi Technologies$17.38+3.64%+6.6%+27.3%36.5%35.4$22.54B
KEYKeyCorp$21.55+1.51%−3.1%−1.1%17.1%12.1$22.80BCompare
SYFSYNCHRONY FINANCIAL$75.03−0.20%−0.2%+0.6%14.7%7.5$24.41BCompare
RFRegions Financial$29.03+1.50%+2.9%−2.1%23.1%11.5$24.73BCompare
AFRMAffirm Holdings$75.59+5.03%+15.3%+26.4%417.2%13.2$25.51BCompare
FCNCAFirst Citizens BancShares$2,331.85+0.42%+17.1%+0.1%17.6%11.4$25.91BCompare
CRCLCircle Internet Group$76.12+1.20%−37.5%+6.6%6.9%42.8$19.33BCompare
CFGCitizens Financial Group$65.90+2.38%+0.4%+5.8%18.3%13.0$27.62BCompare
EWBCEast-West Bancorp$134.06+1.25%+7.1%+3.7%30.6%12.7$18.37BCompare

Quick answers

What does SoFi Technologies do?
SoFi is a financial services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning.
What is SOFI's market cap?
$22.54B, based on the Nov 4 close of $17.38.
What is SOFI's P/E ratio?
35.4× trailing-twelve-month earnings of $636.26M.
Does SoFi Technologies pay a dividend?
No regular cash dividend has been paid in the last year.
How much of SOFI is sold short?
219.6M shares, 17.5% of float, as of Oct 15, 2026.
What sector is SOFI in?
Financials, in the Banking & Credit industry.

About SoFi Technologies

SoFi is a financial services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.

HQ: San Francisco, CA6,100 employeesListed Jun 1, 2021sofi.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology