Zions Bancorporation, N.A. Depositary Shares (Each Representing 1/40th Interest in a Share of Series A Floating-Rate Non-Cumulative Perpetual Preferred Stock) financials
$18.07+2.90%
Close Sep 28, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 |
|---|---|---|---|---|---|---|
| Revenue | $4.94B | $4.99B | $4.62B | $3.34B | $2.97B | $2.94B |
| Gross profit | $3.38B | $3.13B | $3.12B | $3.15B | $2.91B | $2.79B |
| Gross margin | 68.5% | 62.7% | 67.4% | 94.5% | 98.0% | 94.8% |
| Operating income | $1.18B | $1.01B | $886.0M | $1.15B | $1.45B | $672.0M |
| Net income | $884.0M | $729.0M | $642.0M | $878.0M | $1.09B | $501.0M |
| Net margin | 17.9% | 14.6% | 13.9% | 26.3% | 36.6% | 17.0% |
| Diluted EPS | $6.01 | $4.95 | $4.35 | $5.79 | $6.79 | $3.02 |
| EBITDA | $1.18B | $1.01B | $886.0M | $1.15B | $1.45B | $672.0M |
| Operating cash flow | $1.07B | $1.15B | $885.0M | $1.47B | $629.0M | $719.0M |
| Free cash flow | $952.0M | $1.05B | $772.0M | $1.28B | $423.0M | $548.0M |
| Diluted shares | 147.2M | 147.2M | 147.8M | 150.3M | 160.2M | 165.6M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $683.0M | $651.0M | $716.0M | $657.0M | $595.0M | $543.0M |
| Short-term investments | $22.84B | $24.12B | $24.11B | $28.40B | $38.13B | $24.29B |
| Total debt | $1.47B | $950.0M | $542.0M | $651.0M | $1.01B | $1.34B |
| Total assets | $88.69B | $88.78B | $87.20B | $89.55B | $93.20B | $81.48B |
| Total liabilities | $81.51B | $82.65B | $81.51B | $84.65B | $85.74B | $73.59B |
| Shareholders' equity | $7.18B | $6.12B | $5.69B | $4.89B | $7.46B | $7.89B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology