Zions Bancorporation, N.A. Depositary Shares (Each Representing 1/40th Interest in a Share of Series A Floating-Rate Non-Cumulative Perpetual Preferred Stock) financials
$18.07+2.90%
Close Sep 28, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.48B | $1.18B | $1.25B | $1.25B | $1.24B | $1.20B | $1.25B | $1.28B | $1.25B | $1.21B | $1.19B | $1.19B |
| Gross profit | $1.14B | $849.0M | $891.0M | $861.0M | $838.0M | $795.0M | $820.0M | $792.0M | $776.0M | $742.0M | $731.0M | $765.0M |
| Gross margin | 76.9% | 71.8% | 71.3% | 68.7% | 67.5% | 66.3% | 65.3% | 62.1% | 62.0% | 61.3% | 61.5% | 64.3% |
| Operating income | $583.0M | $294.0M | $339.0M | $285.0M | $312.0M | $239.0M | $270.0M | $277.0M | $262.0M | $203.0M | $150.0M | $228.0M |
| Net income | $446.0M | $232.0M | $259.0M | $218.0M | $240.0M | $169.0M | $198.0M | $202.0M | $189.0M | $141.0M | $121.0M | $167.0M |
| Net margin | 30.2% | 19.6% | 20.7% | 17.4% | 19.3% | 14.1% | 15.8% | 15.8% | 15.1% | 11.7% | 10.2% | 14.0% |
| Diluted EPS | $3.05 | $1.56 | $1.76 | $1.48 | $1.63 | $1.13 | $1.34 | $1.37 | $1.28 | $0.96 | $0.82 | $1.13 |
| EBITDA | $583.0M | $294.0M | $339.0M | $285.0M | $312.0M | $239.0M | $270.0M | $277.0M | $262.0M | $203.0M | $150.0M | $228.0M |
| Operating cash flow | $422.0M | $423.0M | $518.0M | $438.0M | -$62.0M | $179.0M | $517.0M | $119.0M | $251.0M | $261.0M | -$245.0M | $311.0M |
| Free cash flow | $389.0M | $398.0M | $480.0M | $413.0M | -$93.0M | $152.0M | $489.0M | $97.0M | $234.0M | $231.0M | -$274.0M | $280.0M |
| Diluted shares | 146.2M | 147.0M | 147.1M | 147.1M | 147.1M | 147.4M | 147.2M | 147.2M | 147.1M | 147.3M | 147.6M | 147.7M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $793.0M | $661.0M | $683.0M | $771.0M | $780.0M | $833.0M |
| Short-term investments | $21.64B | $21.72B | $22.84B | $22.86B | $22.67B | $22.73B |
| Total debt | $1.96B | $1.96B | $1.47B | $1.47B | $970.0M | $964.0M |
| Total assets | $89.04B | $87.96B | $88.69B | $88.53B | $88.89B | $87.99B |
| Total liabilities | $81.36B | $80.66B | $81.51B | $81.67B | $82.30B | $81.67B |
| Shareholders' equity | $7.68B | $7.30B | $7.18B | $6.87B | $6.60B | $6.33B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology