Westamerica Bancorporation financials
$58.37−1.70%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $271.8M | $311.2M | $327.5M | $266.9M | $216.8M | $211.5M | $206.1M | $199.9M | $194.9M | $182.5M |
| Gross profit | $258.1M | $293.8M | $323.6M | $265.0M | $214.8M | $209.7M | $204.2M | $197.9M | $193.0M | $180.4M |
| Gross margin | 95.0% | 94.4% | 98.8% | 99.3% | 99.1% | 99.1% | 99.1% | 99.0% | 99.0% | 98.8% |
| Operating income | $156.7M | $189.1M | $221.6M | $165.6M | $117.0M | $106.8M | $105.2M | $91.0M | $87.2M | $80.0M |
| Net income | $116.2M | $138.6M | $161.8M | $122.0M | $86.5M | $80.4M | $80.4M | $71.6M | $50.0M | $58.9M |
| Net margin | 42.7% | 44.6% | 49.4% | 45.7% | 39.9% | 38.0% | 39.0% | 35.8% | 25.7% | 32.2% |
| Diluted EPS | $4.52 | $5.20 | $6.06 | $4.54 | $3.22 | $2.98 | $2.98 | $2.67 | $1.89 | $2.29 |
| EBITDA | $156.7M | $189.1M | $221.6M | $165.6M | $117.0M | $106.8M | $105.8M | $94.5M | $93.3M | $80.0M |
| Operating cash flow | $121.9M | $141.6M | $158.2M | $113.7M | $88.7M | $107.7M | $80.7M | $96.6M | $80.8M | $78.1M |
| Free cash flow | $119.7M | $139.8M | $157.0M | $112.9M | $87.4M | $106.1M | $76.7M | $94.0M | $78.0M | $76.2M |
| Diluted shares | 25.7M | 26.7M | 26.7M | 26.9M | 26.9M | 27.0M | 27.0M | 26.8M | 26.4M | 25.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $567.8M | $601.5M | $190.3M | $294.2M | $1.13B | $621.3M |
| Short-term investments | $4.29B | $4.24B | $4.00B | $5.25B | $4.95B | $4.58B |
| Total debt | $0.00 | $120.3M | $58.2M | $57.8M | $146.2M | $102.5M |
| Total assets | $5.96B | $6.08B | $6.36B | $6.95B | $7.46B | $6.75B |
| Total liabilities | $5.03B | $5.19B | $5.59B | $6.35B | $6.63B | $5.90B |
| Shareholders' equity | $933.5M | $890.0M | $772.9M | $602.1M | $827.1M | $844.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology