Westamerica Bancorporation financials
$58.37−1.70%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $66.1M | $65.4M | $66.8M | $67.4M | $67.8M | $69.8M | $73.0M | $79.7M | $79.6M | $78.8M | $82.0M | $84.1M |
| Gross profit | $62.8M | $62.1M | $63.3M | $63.7M | $64.6M | $66.4M | $69.6M | $74.1M | $74.3M | $75.8M | $80.4M | $83.0M |
| Gross margin | 95.0% | 95.0% | 94.8% | 94.6% | 95.3% | 95.1% | 95.3% | 92.9% | 93.3% | 96.2% | 98.0% | 98.7% |
| Operating income | $36.7M | $36.5M | $37.8M | $37.9M | $39.1M | $41.8M | $43.7M | $47.8M | $48.1M | $49.4M | $54.8M | $56.9M |
| Net income | $27.4M | $27.4M | $27.8M | $28.3M | $29.1M | $31.0M | $31.7M | $35.1M | $35.5M | $36.4M | $39.5M | $41.6M |
| Net margin | 41.4% | 41.8% | 41.6% | 41.9% | 42.9% | 44.5% | 43.4% | 44.0% | 44.6% | 46.2% | 48.1% | 49.4% |
| Diluted EPS | $1.17 | $1.13 | $1.12 | $1.12 | $1.12 | $1.16 | $1.19 | $1.31 | $1.33 | $1.37 | $1.48 | $1.56 |
| EBITDA | $36.7M | $36.5M | $37.8M | $37.9M | $39.1M | $41.8M | $43.7M | $47.8M | $48.1M | $49.4M | $54.8M | $56.9M |
| Operating cash flow | $15.5M | $39.7M | $26.6M | $29.4M | $23.5M | $42.4M | $29.8M | $40.6M | $19.0M | $52.2M | -$8.0M | $58.5M |
| Free cash flow | $15.2M | $38.7M | $25.9M | $28.7M | $22.8M | $42.2M | $29.1M | $40.1M | $18.6M | $52.1M | -$8.2M | $58.2M |
| Diluted shares | 23.3M | 24.3M | 24.8M | 25.3M | 25.9M | 26.6M | 26.7M | 26.7M | 26.7M | 26.7M | 26.7M | 26.7M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $301.9M | $397.3M | $567.8M | $659.3M | $626.4M | $727.3M |
| Short-term investments | $4.45B | $4.40B | $4.29B | $4.13B | $4.06B | $3.24B |
| Total debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $5.81B | $5.86B | $5.96B | $5.91B | $5.83B | $5.97B |
| Total liabilities | $4.95B | $4.98B | $5.03B | $4.98B | $4.90B | $5.04B |
| Shareholders' equity | $853.1M | $882.7M | $933.5M | $931.6M | $921.8M | $923.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology