Velocity Financial financials
$15.02−0.66%
Close Sep 30, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $161.0M | $153.1M | $152.4M | $144.1M | $135.6M | $118.7M | $113.5M | $105.1M | $97.8M | $90.5M | $86.3M | $79.1M |
| Gross profit | $63.4M | $43.9M | $51.6M | $49.1M | $53.7M | $37.5M | $38.9M | $35.1M | $32.4M | $29.5M | $30.7M | $27.4M |
| Gross margin | 39.4% | 28.7% | 33.9% | 34.1% | 39.6% | 31.6% | 34.2% | 33.4% | 33.2% | 32.6% | 35.6% | 34.6% |
| Operating income | $2.6M | -$5.2M | -$28.4M | $5.9M | $218.0K | -$3.5M | -$14.8M | $4.6M | -$2.7M | -$2.5M | -$9.4M | $5.1M |
| Net income | $24.8M | $22.1M | $34.3M | $25.0M | $25.7M | $18.7M | $20.3M | $15.6M | $14.6M | $17.0M | $17.1M | $11.9M |
| Net margin | 15.4% | 14.4% | 22.5% | 17.4% | 19.0% | 15.7% | 17.9% | 14.9% | 14.9% | 18.8% | 19.9% | 15.1% |
| Diluted EPS | $0.64 | $0.57 | $0.87 | $0.65 | $0.69 | $0.51 | $0.56 | $0.44 | $0.42 | $0.49 | $0.49 | $0.35 |
| EBITDA | $2.8M | -$5.1M | -$28.3M | $5.3M | $350.0K | -$3.4M | -$14.7M | $4.1M | -$1.8M | -$2.4M | -$9.4M | $5.6M |
| Operating cash flow | $3.7M | $12.1M | -$4.5M | $11.5M | $7.7M | $3.5M | $33.3M | -$17.6M | $11.5M | $10.6M | $26.2M | -$20.2M |
| Free cash flow | $3.6M | $12.0M | -$4.5M | $11.3M | $7.6M | $3.5M | $33.2M | -$17.6M | $11.4M | $10.5M | $26.1M | -$21.1M |
| Diluted shares | 39.3M | 39.2M | 39.3M | 38.8M | 37.8M | 36.8M | 36.1M | 35.9M | 35.6M | 35.4M | 35.0M | 34.7M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $76.1M | $87.1M | $92.1M | $99.0M | $79.6M | $51.7M |
| Short-term investments | $1.85B | $7.11B | $2.03B | $6.50B | $6.05B | $5.61B |
| Total debt | $6.18B | $6.55B | $5.94B | $5.53B | $5.09B | $4.40B |
| Total assets | $7.96B | $7.59B | $7.38B | $6.96B | $6.48B | $5.97B |
| Total liabilities | $7.24B | $6.90B | $6.71B | $6.32B | $5.87B | $5.41B |
| Shareholders' equity | $725.2M | $696.4M | $675.7M | $637.5M | $601.1M | $566.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology