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NYSE · VELFinancialsBanking & Credit

Velocity Financial, Inc. (VEL)

$16.75+6.28%
Close Nov 4, 2026 · split-adjusted
Nov 2, 2026$16.14▼ 13.87% in range
Nov 3, 2025Low $14.51 · High $20.76Nov 2, 2026
What changed · written from our data
As of Nov 4, 2026

Velocity Financial closed at $16.75 on Nov 4, up 6.28%, 19.3% below its 52-week closing high. Volume of 190.9K shares was 1.16× its 20-day average (close to normal).

Split-adjusted performance: +12.6% over one month, -14.4% over six months, -10.6% over one year.

In the quarter ended Jun 30, 2026, revenue was $160.99M, up 18.8% from a year earlier, with a net margin of 15.4%.

Short interest was 1.5M shares at the Oct 15 settlement, down 5.0% from the prior report (13.4% of float, 8.0 days to cover).

Market cap$661.3M39.5M shares
Revenue · quarter$161.0M+18.8% YoY
Diluted EPS$0.64−7.2% YoY
P/E · TTM6.2×P/S 1.1×
Net margin15.4%Gross 39.4%
Dividend yieldNone
52-week range14.51 – 20.76−19.3% from high
Volume190.9K1.16× 20-day avg
Volatility · 60d26.7%Annualised
Short % of float13.4%8.0 days to cover
Net cash-$4.25BCash $1.93B
Next earnings—Not scheduled
Split-adjusted performance
1W +7.6%1M +12.6%3M −8.0%6M −14.4%YTD −19.3%1Y −10.6%3Y +45.9%5Y +39.0%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum16
Revenue growth77
Net margin39
Value (low P/E)95
Size47

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short1.5M−5.0% vs prior
Days to cover8.0Settled Oct 15
% of float13.4%
Short vol. 10d52.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
VELVelocity Financial$16.75+6.28%−14.4%+18.8%15.4%6.2$661.3M
TRONTron$1.40+3.70%−39.4%—182.8%96.8$664.2MCompare
SWRDStewards$2.95−4.22%————$665.6MCompare
TCBXThird Coast Bancshares$40.49+1.50%+6.8%+24.5%18.3%9.7$674.4MCompare
CARECarter Bankshares$29.26+2.52%+11.8%+44.0%31.6%5.1$646.4MCompare
FBIZFirst Business Financial Services$77.31+0.82%+37.1%+2.1%21.5%11.5$643.9MCompare
CCBCoastal Financial$44.45+3.52%−40.7%+37.7%−20.3%—$679.6MCompare
ACNBACNB$67.51+2.03%+26.8%+4.5%29.0%12.6$686.2MCompare
BTGOBitGo Holdings$5.42+1.88%−54.3%—−0.4%—$637.1MCompare

News about Velocity Financial

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Quick answers

What does Velocity Financial do?
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties.
What is VEL's market cap?
$661.31M, based on the Nov 4 close of $16.75.
What is VEL's P/E ratio?
6.2× trailing-twelve-month earnings of $106.21M.
Does Velocity Financial pay a dividend?
No regular cash dividend has been paid in the last year.
How much of VEL is sold short?
1.5M shares, 13.4% of float, as of Oct 15, 2026.
What sector is VEL in?
Financials, in the Banking & Credit industry.

About Velocity Financial

Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.

HQ: Westlake Village, CA371 employeesListed Jan 17, 2020velfinance.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology