UWM Holdings financials
$1.24−0.80%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 |
|---|---|---|---|---|---|
| Revenue | $2.62B | $2.17B | $1.82B | $1.77B | $3.22B |
| Gross profit | $2.27B | $1.86B | $1.58B | $1.52B | $3.04B |
| Gross margin | 86.5% | 86.1% | 87.0% | 85.5% | 94.4% |
| Operating income | $996.9M | $823.0M | $751.9M | $665.8M | $2.11B |
| Net income | $27.4M | $14.4M | -$13.2M | $41.7M | $98.4M |
| Net margin | 1.0% | 0.7% | −0.7% | 2.4% | 3.1% |
| Diluted EPS | $0.12 | $0.13 | $-0.14 | $0.45 | $0.66 |
| EBITDA | $1.05B | $871.8M | $801.9M | $715.2M | $2.15B |
| Operating cash flow | -$2.65B | -$6.24B | $165.2M | $8.27B | -$9.96B |
| Free cash flow | -$2.72B | -$6.28B | $138.8M | $8.24B | -$10.02B |
| Diluted shares | 1,599.2M | 111.4M | 93.2M | 92.5M | 1,603.2M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|
| Cash & equivalents | $503.4M | $507.3M | $497.5M | $704.9M | $731.1M |
| Short-term investments | $0.00 | $103.0M | $110.4M | $113.3M | $152.3M |
| Total debt | $14.34B | $12.74B | $8.62B | $9.67B | $18.68B |
| Total assets | $16.93B | $15.67B | $11.87B | $13.60B | $22.53B |
| Total liabilities | $15.34B | $13.62B | $9.40B | $10.43B | $19.36B |
| Shareholders' equity | $1.59B | $2.05B | $2.47B | $3.17B | $3.17B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology