UNIVERSAL INSURANCE HLDG financials
$42.24−0.14%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $427.0M | $393.6M | $407.9M | $401.0M | $400.1M | $394.9M | $384.8M | $387.6M | $380.2M | $368.0M | $375.5M | $360.0M |
| Gross profit | $114.4M | $101.0M | $121.0M | $85.1M | $78.0M | $83.7M | $34.8M | $11.9M | $80.0M | $127.8M | $100.7M | $72.1M |
| Gross margin | 26.8% | 25.7% | 29.7% | 21.2% | 19.5% | 21.2% | 9.0% | 3.1% | 21.0% | 34.7% | 26.8% | 20.0% |
| Operating income | $81.6M | $73.3M | $90.0M | $54.4M | $48.0M | $57.1M | $9.0M | -$16.5M | $49.5M | $49.1M | $27.5M | -$6.2M |
| Net income | $59.2M | $54.3M | $66.6M | $39.8M | $35.1M | $41.4M | $6.0M | -$16.2M | $35.4M | $33.7M | $20.0M | -$5.9M |
| Net margin | 13.9% | 13.8% | 16.3% | 9.9% | 8.8% | 10.5% | 1.6% | −4.2% | 9.3% | 9.1% | 5.3% | −1.6% |
| Diluted EPS | $2.04 | $1.88 | $2.28 | $1.38 | $1.21 | $1.44 | $0.20 | $-0.57 | $1.21 | $1.14 | $0.67 | $-0.20 |
| EBITDA | $81.6M | $73.3M | $96.5M | $54.4M | $48.0M | $57.1M | $15.1M | -$16.5M | $49.5M | $49.1M | $27.5M | -$6.2M |
| Operating cash flow | $101.1M | $154.8M | $26.1M | $62.4M | $106.2M | $186.8M | -$101.3M | $82.6M | $73.2M | $82.9M | $340.0K | $69.2M |
| Free cash flow | $100.2M | $153.2M | $25.0M | $61.3M | $105.2M | $185.5M | -$102.2M | $81.0M | $71.6M | $79.6M | -$810.0K | $68.2M |
| Diluted shares | 29.0M | 28.8M | 29.2M | 28.8M | 29.1M | 28.8M | 30.0M | 28.4M | 29.3M | 29.4M | 29.7M | 29.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $532.2M | $595.8M | $408.9M | $405.1M | $367.1M | $398.2M |
| Short-term investments | $68.6M | $2.6M | $69.0M | $69.1M | $68.6M | $2.6M |
| Total debt | $97.9M | $100.3M | $100.5M | $100.7M | $100.9M | $101.1M |
| Total assets | $3.31B | $2.77B | $2.84B | $3.09B | $3.28B | $2.71B |
| Total liabilities | $2.67B | $2.18B | $2.29B | $2.59B | $2.82B | $2.29B |
| Shareholders' equity | $637.2M | $584.7M | $551.0M | $495.0M | $457.8M | $422.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology