NYSE · UVEFinancialsInsurance

UNIVERSAL INSURANCE HLDG, INC. (UVE)

$48.78−0.20%
Close Nov 4, 2026 · split-adjusted
Nov 2, 2026$49.16▲ 58.22% in range
Nov 3, 2025Low $28.85 · High $49.16Nov 2, 2026
What changed · written from our data
As of Nov 4, 2026

UNIVERSAL INSURANCE HLDG closed at $48.78 on Nov 4, down 0.20%, 0.5% below its 52-week closing high. Volume of 230.8K shares was 0.94× its 20-day average (close to normal).

Split-adjusted performance: +12.1% over one month, +21.0% over six months, +57.0% over one year.

In the quarter ended Jun 30, 2026, revenue was $427.03M, up 6.7% from a year earlier, with a net margin of 13.9%.

Short interest was 887.9K shares at the Oct 15 settlement, down 25.8% from the prior report (3.8% of float, 4.2 days to cover).

Market cap$1.35B27.7M shares
Revenue · quarter$427.0M+6.7% YoY
Diluted EPS$2.04+68.6% YoY
P/E · TTM6.1×P/S 0.8×
Net margin13.9%Gross 26.8%
Dividend yield1.31%$0.16 last paid
52-week range28.85 – 49.03−0.5% from high
Volume230.8K0.94× 20-day avg
Volatility · 60d23.2%Annualised
Short % of float3.8%4.2 days to cover
Net cash$502.9MCash $600.8M
Next earnings—Not scheduled
Split-adjusted performance
1W +6.1%1M +12.1%3M +8.2%6M +21.0%YTD +44.3%1Y +57.0%3Y +217.6%5Y +261.3%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Insurance

Percentile among 129 companies (100 = best)

6-month momentum59
Revenue growth50
Net margin61
Value (low P/E)86
Size32

Industry medians: 6-month return +15.9%, revenue growth +6.7%, net margin 10.3%, P/E 12.6×.

Short interest

Details →
Shares short887.9K−25.8% vs prior
Days to cover4.2Settled Oct 15
% of float3.8%
Short vol. 10d47.9%of daily volume

Closest peers by size in Insurance

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
UVEUNIVERSAL INSURANCE HLDG$48.78−0.20%+21.0%+6.7%13.9%6.1$1.35B
GSHDGoosehead Insurance$56.35+7.89%+37.2%+20.6%8.9%38.0$1.34BCompare
UFCSUnited Fire Group$49.32−12.94%+14.7%+14.1%8.7%9.0$1.27BCompare
STCStewart Information Services$47.10+5.23%−31.7%+24.5%4.1%10.7$1.44BCompare
TRUPTrupanion$33.68+8.21%+35.1%+11.1%1.7%63.6$1.48BCompare
SAFTSafety Insurance Group$104.35+0.10%+40.4%+3.0%10.6%22.3$1.53BCompare
ASICAtegrity Specialty Insurance$24.46+1.45%+24.7%+45.9%22.5%11.0$1.17BCompare
BOWBowhead Specialty Holdings$34.10−0.18%+37.9%+23.0%9.8%18.1$1.12BCompare
ALHCAlignment Healthcare$8.14+10.15%−55.1%+37.1%−0.6%58.9$1.70BCompare

Quick answers

What does UNIVERSAL INSURANCE HLDG do?
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services.
What is UVE's market cap?
$1.35B, based on the Nov 4 close of $48.78.
What is UVE's P/E ratio?
6.1× trailing-twelve-month earnings of $219.90M.
Does UNIVERSAL INSURANCE HLDG pay a dividend?
Yes. The latest regular dividend was $0.16 per share (ex-date Jul 31), an annualised yield of 1.31%.
How much of UVE is sold short?
887.9K shares, 3.8% of float, as of Oct 15, 2026.
What sector is UVE in?
Financials, in the Insurance industry.

About UNIVERSAL INSURANCE HLDG

Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.

HQ: Fort Lauderdale, FL929 employeesListed Dec 16, 1992universalinsuranceholdings.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology