NASDAQ · USIOFinancialsBanking & Credit

Usio financials

$2.58+9.57%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
Revenue$85.4M$82.9M$84.1M$69.4M$61.9M$32.3M$28.2M
Gross profit$19.7M$19.6M$20.1M$14.6M$15.6M$7.4M$5.9M
Gross margin23.1%23.7%23.9%21.0%25.2%22.9%21.1%
Operating income-$2.4M-$1.5M-$447.4K-$5.2M-$155.4K-$3.8M-$5.1M
Net income-$2.5M$3.3M-$475.1K-$5.5M-$321.6K-$2.9M-$5.1M
Net margin−2.9%4.0%−0.6%−7.9%−0.5%−9.0%−18.1%
Diluted EPS$-0.09$0.12$-0.02$-0.27$-0.02$-0.19$-0.39
EBITDA-$413.4K$793.0K$1.6M-$2.5M$2.5M-$2.2M-$3.0M
Operating cash flow$1.5M$2.9M$3.5M-$17.0M$29.8M$6.3M-$3.7M
Free cash flow-$23.6K$1.9M$2.7M-$17.8M$28.5M$5.4M-$4.4M
Diluted shares26.9M26.9M26.5M20.4M20.0M15.4M13.0M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$7.4M$8.1M$7.2M$5.7M$7.3M$5.0M
Short-term investments$0.00$0.00$0.00$0.00——
Total debt$1.4M$719.4K$826.3K$71.4K$126.2K$0.00
Total assets$134.9M$107.2M$106.9M$97.9M$133.7M$82.7M
Total liabilities$117.0M$88.1M$91.9M$84.0M$115.0M$66.0M
Shareholders' equity$17.9M$19.2M$15.1M$13.9M$18.7M$16.7M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology