Union Bankshares financials
$23.07−0.30%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $87.3M | $77.7M | $67.0M | $53.4M | $52.2M | $52.8M | $46.3M | $41.7M | $38.4M | $37.0M |
| Gross profit | $54.5M | $48.1M | $47.7M | $48.9M | $48.7M | $47.6M | $40.7M | $38.1M | $36.2M | $34.9M |
| Gross margin | 62.4% | 61.9% | 71.2% | 91.5% | 93.2% | 90.2% | 87.9% | 91.4% | 94.1% | 94.4% |
| Operating income | $12.0M | $9.1M | $12.9M | $15.2M | $15.8M | $15.2M | $12.5M | $8.3M | $12.1M | $11.1M |
| Net income | $11.1M | $8.8M | $11.3M | $12.6M | $13.2M | $12.8M | $10.6M | $7.1M | $8.4M | $8.5M |
| Net margin | 12.7% | 11.3% | 16.8% | 23.6% | 25.2% | 24.3% | 23.0% | 17.0% | 22.0% | 23.0% |
| Diluted EPS | $2.41 | $1.92 | $2.48 | $2.79 | $2.92 | $2.85 | $2.38 | $1.58 | $1.89 | $1.91 |
| EBITDA | $12.0M | $9.1M | $12.9M | $15.2M | $15.8M | $15.2M | $12.5M | $8.3M | $12.1M | $11.1M |
| Operating cash flow | $17.2M | $12.2M | $9.2M | $29.0M | $29.2M | -$7.1M | $11.6M | $16.8M | $9.9M | $7.6M |
| Free cash flow | $16.0M | $11.1M | $7.3M | $28.4M | $25.7M | -$8.1M | $5.2M | $13.9M | $7.9M | $5.9M |
| Diluted shares | 4.6M | 4.6M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $4.7M | $5.2M | $4.4M | $4.5M | $4.7M | $5.4M |
| Short-term investments | $347.0M | $274.6M | $355.6M | $302.7M | $343.4M | $236.9M |
| Total debt | $302.8M | $276.0M | $81.9M | $66.2M | $16.2M | $7.2M |
| Total assets | $1.62B | $1.53B | $1.47B | $1.34B | $1.21B | $1.09B |
| Total liabilities | $1.54B | $1.46B | $1.40B | $1.28B | $1.12B | $1.01B |
| Shareholders' equity | $80.9M | $66.5M | $65.8M | $55.2M | $84.3M | $80.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology