Union Bankshares financials
$23.07−0.30%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $23.3M | $22.0M | $22.5M | $22.6M | $21.5M | $20.7M | $21.4M | $18.8M | $19.3M | $18.2M | $18.1M | $17.3M |
| Gross profit | $14.9M | $13.8M | $14.1M | $14.5M | $13.2M | $12.7M | $13.2M | $11.0M | $12.2M | $11.6M | $11.8M | $11.6M |
| Gross margin | 63.8% | 62.6% | 62.6% | 64.3% | 61.5% | 61.3% | 61.9% | 58.7% | 63.4% | 63.6% | 65.1% | 67.1% |
| Operating income | $3.2M | $3.3M | $3.0M | $3.9M | $2.5M | $2.7M | $3.3M | $1.2M | $2.1M | $2.6M | $3.5M | $2.8M |
| Net income | $2.9M | $3.0M | $2.7M | $3.4M | $2.4M | $2.5M | $3.0M | $1.3M | $2.0M | $2.4M | $3.0M | $2.5M |
| Net margin | 12.5% | 13.6% | 12.2% | 15.2% | 11.1% | 12.1% | 14.0% | 7.0% | 10.5% | 13.3% | 16.9% | 14.6% |
| Diluted EPS | $0.60 | $0.65 | $0.59 | $0.75 | $0.52 | $0.55 | $0.66 | $0.29 | $0.45 | $0.53 | $0.67 | $0.55 |
| EBITDA | $3.2M | $3.3M | $3.0M | $3.9M | $2.5M | $2.7M | $3.3M | $1.2M | $2.1M | $2.6M | $3.5M | $2.8M |
| Operating cash flow | $6.9M | $2.6M | $3.2M | $9.7M | $288.0K | $4.1M | $5.8M | $1.3M | $3.3M | $1.9M | $3.0M | $411.0K |
| Free cash flow | $6.4M | $2.5M | $2.9M | $9.6M | -$381.0K | $3.9M | $5.6M | $1.1M | $2.9M | $1.5M | $2.2M | -$300.0K |
| Diluted shares | 4.8M | 4.6M | 4.6M | 4.6M | 4.6M | 4.6M | 4.6M | 4.6M | 4.6M | 4.5M | 4.5M | 4.5M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $6.5M | $4.5M | $4.7M | $4.9M | $4.7M | $4.8M |
| Short-term investments | $342.5M | $350.9M | $347.0M | $303.5M | $276.1M | $268.7M |
| Total debt | $353.4M | $327.3M | $302.8M | $287.1M | $287.0M | $257.0M |
| Total assets | $1.56B | $1.63B | $1.62B | $1.57B | $1.48B | $1.52B |
| Total liabilities | $1.47B | $1.54B | $1.54B | $1.50B | $1.41B | $1.45B |
| Shareholders' equity | $90.4M | $80.6M | $80.9M | $77.7M | $71.3M | $70.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology