NASDAQ · SPFIFinancialsBanking & Credit

South Plains Financial financials

$41.80−1.23%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
Revenue$296.9M$289.0M$291.3M$237.3M$232.5M$236.6M$189.6M
Gross profit$211.9M$195.2M$219.0M$214.6M$219.2M$220.7M$161.2M
Gross margin71.4%67.5%75.2%90.4%94.3%93.3%85.0%
Operating income$74.1M$63.3M$79.4M$73.2M$73.1M$56.6M$36.7M
Net income$58.5M$49.7M$62.7M$58.2M$58.6M$45.4M$29.2M
Net margin19.7%17.2%21.5%24.5%25.2%19.2%15.4%
Diluted EPS$3.44$2.92$3.62$3.23$3.17$2.47$1.71
EBITDA$74.1M$63.3M$79.4M$73.2M$73.1M$56.6M$36.7M
Operating cash flow$77.5M$59.4M$58.5M$123.6M$96.3M$5.6M$30.5M
Free cash flow$74.1M$56.4M$54.8M$119.6M$94.8M$2.5M$26.7M
Diluted shares17.0M17.0M17.3M18.0M18.5M18.3M17.0M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$58.3M$54.1M$62.8M$61.6M$68.4M$76.1M
Short-term investments$1.06B$882.2M$890.1M$875.0M$1.14B$1.03B
Total debt$60.5M$110.4M$110.2M$122.4M$122.2M$223.5M
Total assets$4.48B$4.23B$4.20B$3.94B$3.90B$3.60B
Total liabilities$3.99B$3.79B$3.80B$3.59B$3.49B$3.23B
Shareholders' equity$493.8M$438.9M$407.1M$357.0M$407.4M$370.0M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology