Southern First Bancshares financials
$59.55−0.63%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $224.6M | $213.4M | $187.5M | $127.2M | $110.3M | $122.2M | $107.6M | $86.9M | $70.5M | $62.0M |
| Gross profit | $118.1M | $93.4M | $87.5M | $107.2M | $104.8M | $107.2M | $82.3M | $70.4M | $60.2M | $53.8M |
| Gross margin | 52.6% | 43.8% | 46.7% | 84.2% | 95.1% | 87.7% | 76.4% | 81.0% | 85.4% | 86.8% |
| Operating income | $39.6M | $19.9M | $17.4M | $38.1M | $60.8M | $23.8M | $35.5M | $28.7M | $23.7M | $20.4M |
| Net income | $30.4M | $15.5M | $13.4M | $29.1M | $46.7M | $18.3M | $27.9M | $22.3M | $13.0M | $13.0M |
| Net margin | 13.5% | 7.3% | 7.2% | 22.9% | 42.4% | 15.0% | 25.9% | 25.7% | 18.5% | 21.0% |
| Diluted EPS | $3.72 | $1.91 | $1.66 | $3.61 | $5.85 | $2.34 | $3.58 | $2.88 | $1.76 | $1.94 |
| EBITDA | $39.6M | $19.9M | $17.4M | $38.1M | $60.8M | $23.8M | $35.5M | $28.7M | $23.7M | $20.4M |
| Operating cash flow | $30.5M | $25.6M | $17.7M | $50.3M | $78.1M | $20.6M | $18.3M | $31.7M | $17.2M | $17.1M |
| Free cash flow | $29.9M | $24.8M | $16.4M | $36.5M | $51.6M | $16.2M | $9.9M | $29.8M | $11.8M | $11.7M |
| Diluted shares | 8.2M | 8.1M | 8.1M | 8.1M | 8.0M | 7.8M | 7.8M | 7.7M | 7.4M | 6.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $27.8M | $22.6M | $28.0M | $18.8M | $21.8M | $12.9M |
| Short-term investments | $389.6M | $291.9M | $282.8M | $256.3M | $269.7M | $186.1M |
| Total debt | $24.9M | $264.9M | $311.3M | $36.2M | $36.1M | $61.0M |
| Total assets | $4.40B | $4.09B | $4.06B | $3.69B | $2.93B | $2.48B |
| Total liabilities | $4.03B | $3.76B | $3.74B | $3.40B | $2.65B | $2.25B |
| Shareholders' equity | $368.7M | $330.4M | $312.5M | $294.5M | $277.9M | $228.3M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology