Southern First Bancshares financials
$59.55−0.63%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $61.6M | $58.2M | $57.6M | $58.6M | $55.7M | $52.8M | $53.9M | $54.3M | $54.1M | $51.0M | $51.5M | $50.2M |
| Gross profit | $35.9M | $33.8M | $31.8M | $31.1M | $28.6M | $26.5M | $25.2M | $23.8M | $23.1M | $21.3M | $21.4M | $22.1M |
| Gross margin | 58.2% | 58.1% | 55.2% | 53.1% | 51.4% | 50.2% | 46.8% | 43.7% | 42.6% | 41.8% | 41.6% | 44.0% |
| Operating income | $14.5M | $12.5M | $12.8M | $11.3M | $8.6M | $6.9M | $6.9M | $5.7M | $3.9M | $3.4M | $5.3M | $5.3M |
| Net income | $11.2M | $9.9M | $9.9M | $8.7M | $6.6M | $5.3M | $5.6M | $4.4M | $3.0M | $2.5M | $4.2M | $4.1M |
| Net margin | 18.2% | 17.0% | 17.1% | 14.8% | 11.8% | 10.0% | 10.4% | 8.1% | 5.5% | 4.9% | 8.1% | 8.2% |
| Diluted EPS | $1.20 | $1.19 | $1.19 | $1.07 | $0.81 | $0.65 | $0.70 | $0.54 | $0.37 | $0.31 | $0.52 | $0.51 |
| EBITDA | $14.5M | $12.5M | $12.8M | $11.3M | $8.6M | $6.9M | $6.9M | $5.7M | $3.9M | $3.4M | $5.3M | $5.3M |
| Operating cash flow | $18.0M | $10.8M | -$2.1M | $14.5M | $10.5M | $7.6M | -$1.8M | $26.3M | $4.0M | -$2.9M | $6.9M | $16.1M |
| Free cash flow | $16.7M | $10.5M | -$2.4M | $14.4M | $10.4M | $7.4M | -$2.0M | $26.1M | $3.9M | -$3.2M | $6.7M | $15.8M |
| Diluted shares | 9.3M | 8.3M | 8.3M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $30.1M | $32.7M | $27.8M | $24.6M | $25.2M | $24.9M |
| Short-term investments | $496.4M | $454.7M | $389.6M | $409.4M | $394.6M | $431.4M |
| Total debt | $13.4M | $264.9M | $24.9M | $24.9M | $24.9M | $24.9M |
| Total assets | $4.70B | $4.58B | $4.40B | $4.36B | $4.31B | $4.28B |
| Total liabilities | $4.25B | $4.20B | $4.03B | $4.00B | $3.96B | $3.95B |
| Shareholders' equity | $452.3M | $379.4M | $368.7M | $356.3M | $345.5M | $337.6M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology