Ready Capital financials
$1.24−4.62%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $615.9M | $795.2M | $1.35B | $818.2M | $528.2M | $593.4M | $404.5M | $317.4M |
| Gross profit | $101.7M | $98.8M | $637.8M | $425.8M | $323.8M | $417.9M | $252.7M | $208.2M |
| Gross margin | 16.5% | 12.4% | 47.1% | 52.0% | 61.3% | 70.4% | 62.5% | 65.6% |
| Operating income | -$302.6M | -$516.5M | $358.4M | $175.0M | $132.2M | $54.5M | $64.5M | $62.8M |
| Net income | -$236.9M | -$443.8M | $331.5M | $186.3M | $148.7M | $43.5M | $73.0M | $59.0M |
| Net margin | −38.5% | −55.8% | 24.5% | 22.8% | 28.1% | 7.3% | 18.0% | 18.6% |
| Diluted EPS | $-1.44 | $-2.63 | $2.22 | $1.65 | $2.16 | $0.81 | $1.72 | $1.84 |
| EBITDA | -$273.0M | -$449.9M | $384.8M | $192.7M | $146.4M | $54.5M | $72.3M | $62.8M |
| Operating cash flow | $432.1M | $274.8M | $51.1M | $359.1M | -$89.9M | $68.9M | -$52.4M | $140.3M |
| Free cash flow | $432.1M | $274.8M | $51.1M | $359.1M | -$89.9M | $68.9M | -$52.4M | $140.3M |
| Diluted shares | 167.3M | 170.5M | 148.6M | 117.2M | 68.7M | 53.8M | 42.0M | 32.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $207.8M | $143.8M | $138.5M | $147.4M | $229.5M | $139.0M |
| Short-term investments | $242.4M | $231.1M | $193.2M | $198.8M | $386.3M | $215.2M |
| Total debt | $5.94B | $7.74B | $9.20B | $9.24B | $8.03B | $4.37B |
| Total assets | $7.77B | $10.14B | $12.44B | $11.62B | $9.53B | $5.37B |
| Total liabilities | $6.12B | $8.20B | $9.79B | $9.72B | $8.25B | $4.54B |
| Shareholders' equity | $1.65B | $1.94B | $2.65B | $1.90B | $1.29B | $834.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology