Ready Capital financials
$1.24−4.62%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $69.0M | $33.7M | $96.7M | $212.4M | $126.1M | $180.7M | $231.0M | $282.8M | $151.7M | $129.7M | $310.9M | $289.4M |
| Gross profit | -$13.8M | -$63.1M | -$14.1M | $85.4M | -$9.8M | $40.2M | $77.1M | $107.2M | -$31.4M | -$54.1M | $113.3M | $99.6M |
| Gross margin | −20.0% | −187.2% | −14.6% | 40.2% | −7.8% | 22.3% | 33.4% | 37.9% | −20.7% | −41.7% | 36.4% | 34.4% |
| Operating income | -$113.0M | -$216.8M | -$264.2M | -$26.9M | -$88.7M | $77.2M | -$314.8M | -$15.9M | -$80.0M | -$105.8M | -$8.2M | $59.0M |
| Net income | -$103.5M | -$203.7M | -$236.2M | -$20.7M | -$57.5M | $77.5M | -$318.1M | -$11.3M | -$38.0M | -$76.3M | $7.8M | $43.7M |
| Net margin | −150.0% | −604.3% | −244.2% | −9.8% | −45.6% | 42.9% | −137.7% | −4.0% | −25.1% | −58.8% | 2.5% | 15.1% |
| Diluted EPS | $-0.63 | $-1.25 | $-1.43 | $-0.13 | $-0.34 | $0.46 | $-1.88 | $-0.07 | $-0.23 | $-0.44 | $0.05 | $0.25 |
| EBITDA | -$111.5M | -$216.9M | -$248.4M | -$23.1M | -$83.8M | $82.2M | -$280.1M | -$12.4M | -$69.3M | -$88.2M | $987.0K | $61.4M |
| Operating cash flow | $75.1M | $590.2M | -$10.8M | $434.7M | -$100.3M | $108.5M | $29.2M | $221.1M | $1.1M | $23.4M | -$41.4M | $55.3M |
| Free cash flow | $75.1M | $590.2M | -$10.8M | $434.7M | -$100.3M | $108.5M | $29.2M | $221.1M | $1.1M | $23.4M | -$41.4M | $55.3M |
| Diluted shares | 172.8M | 167.7M | 164.8M | 165.9M | 170.7M | 167.7M | 169.4M | 169.5M | 169.9M | 173.1M | 157.2M | 174.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $124.1M | $200.4M | $207.8M | $147.5M | $162.9M | $205.9M |
| Short-term investments | $250.5M | $241.9M | $242.4M | $261.7M | $264.2M | $248.8M |
| Total debt | $4.74B | $4.69B | $5.94B | $6.25B | $7.16B | $7.56B |
| Total assets | $6.26B | $6.31B | $7.77B | $8.33B | $9.31B | $9.98B |
| Total liabilities | $4.91B | $4.87B | $6.12B | $6.45B | $7.37B | $7.93B |
| Shareholders' equity | $1.35B | $1.45B | $1.65B | $1.88B | $1.93B | $2.05B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology