Republic Bancorp Inc/KY financials
$92.38−1.15%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 |
|---|---|---|---|---|---|---|
| Revenue | $521.3M | $505.6M | $427.5M | $334.0M | $315.0M | $339.3M |
| Gross profit | $417.5M | $384.8M | $360.2M | $326.5M | $309.3M | $319.4M |
| Gross margin | 80.1% | 76.1% | 84.3% | 97.8% | 98.2% | 94.1% |
| Operating income | $165.7M | $127.7M | $113.2M | $116.8M | $111.4M | $102.6M |
| Net income | $131.3M | $101.4M | $90.4M | $91.1M | $87.6M | $83.2M |
| Net margin | 25.2% | 20.0% | 21.1% | 27.3% | 27.8% | 24.5% |
| Diluted EPS | $6.72 | $5.21 | $4.62 | $4.59 | $4.28 | $3.99 |
| EBITDA | $165.7M | $127.7M | $115.4M | $116.8M | $111.4M | $104.7M |
| Operating cash flow | $168.2M | $149.0M | $108.5M | $154.8M | $81.2M | $75.4M |
| Free cash flow | $161.1M | $143.2M | $101.6M | $151.3M | $76.1M | $72.7M |
| Diluted shares | 19.5M | 19.5M | 19.6M | 19.8M | 20.5M | 20.9M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $220.0M | $432.2M | $316.6M | $313.7M | $757.0M | $299.4M |
| Short-term investments | $922.7M | $620.1M | $691.6M | $717.0M | $552.4M | $623.5M |
| Total debt | $506.0M | $395.0M | $477.6M | $138.6M | $339.4M | $778.7M |
| Total assets | $7.04B | $6.85B | $6.59B | $5.84B | $6.09B | $5.09B |
| Total liabilities | $5.94B | $5.85B | $5.68B | $4.98B | $5.26B | $4.45B |
| Shareholders' equity | $1.10B | $992.0M | $912.8M | $856.6M | $835.1M | $632.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology