Republic Bancorp Inc/KY financials
$92.27−1.26%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $122.1M | $143.7M | $118.7M | $119.8M | $119.8M | $163.0M | $117.2M | $118.4M | $116.0M | $154.0M | $105.6M | $100.2M |
| Gross profit | $101.3M | $120.4M | $94.3M | $93.5M | $93.8M | $135.8M | $89.5M | $88.1M | $86.9M | $120.3M | $81.6M | $79.2M |
| Gross margin | 82.9% | 83.8% | 79.4% | 78.1% | 78.3% | 83.3% | 76.4% | 74.4% | 74.9% | 78.1% | 77.3% | 79.0% |
| Operating income | $42.5M | $55.4M | $27.6M | $37.8M | $40.4M | $60.0M | $23.1M | $33.8M | $32.1M | $38.7M | $23.5M | $27.1M |
| Net income | $23.3M | $42.6M | $48.9M | $21.1M | $22.8M | $47.3M | $42.4M | $18.7M | $17.4M | $30.6M | $41.4M | $14.4M |
| Net margin | 19.1% | 29.6% | 41.2% | 17.6% | 19.0% | 29.0% | 36.2% | 15.8% | 15.0% | 19.9% | 39.2% | 14.4% |
| Diluted EPS | $1.18 | $2.18 | $2.60 | $1.06 | $1.16 | $2.42 | $2.27 | $0.95 | $0.89 | $1.58 | $2.22 | $0.73 |
| EBITDA | $42.5M | $55.4M | $27.6M | $37.8M | $40.4M | $60.0M | $23.1M | $33.8M | $32.1M | $38.7M | $23.6M | $26.9M |
| Operating cash flow | $1.1M | $73.0M | $33.3M | $33.3M | $8.4M | $89.1M | $22.5M | $51.3M | $4.0M | $71.2M | $22.3M | $21.4M |
| Free cash flow | -$120.0K | $68.1M | $33.0M | $30.8M | $5.2M | $87.5M | $21.6M | $49.8M | $2.7M | $69.1M | $20.7M | $19.6M |
| Diluted shares | 19.9M | 19.8M | 18.8M | 19.8M | 19.8M | 19.8M | 18.7M | 19.7M | 19.7M | 19.7M | 18.7M | 19.8M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $354.1M | $599.1M | $220.0M | $484.2M | $484.8M | $793.0M |
| Short-term investments | $910.3M | $913.7M | $922.7M | $875.1M | $736.5M | $642.4M |
| Total debt | $157.0M | $366.5M | $506.0M | $375.0M | $370.0M | $370.0M |
| Total assets | $7.06B | $7.25B | $7.04B | $7.01B | $6.97B | $7.08B |
| Total liabilities | $5.91B | $6.12B | $5.94B | $5.93B | $5.91B | $6.04B |
| Shareholders' equity | $1.16B | $1.13B | $1.10B | $1.08B | $1.06B | $1.03B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology