Peoples Financial Services financials
$68.76−0.87%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $281.4M | $229.8M | $164.0M | $123.2M | $119.7M | $110.8M | $108.5M | $98.3M | $91.4M | $84.9M |
| Gross profit | $187.7M | $134.3M | $100.9M | $107.6M | $110.3M | $96.4M | $90.6M | $85.0M | $82.7M | $77.6M |
| Gross margin | 66.7% | 58.5% | 61.5% | 87.3% | 92.1% | 87.1% | 83.5% | 86.5% | 90.5% | 91.5% |
| Operating income | $72.2M | $8.5M | $32.5M | $45.4M | $53.5M | $34.2M | $28.9M | $28.3M | $26.6M | $24.6M |
| Net income | $59.2M | $8.5M | $27.4M | $38.1M | $43.5M | $29.4M | $25.7M | $24.9M | $18.5M | $19.6M |
| Net margin | 21.0% | 3.7% | 16.7% | 30.9% | 36.4% | 26.5% | 23.7% | 25.3% | 20.2% | 23.1% |
| Diluted EPS | $5.88 | $0.99 | $3.83 | $5.28 | $6.02 | $4.00 | $3.47 | $3.37 | $2.50 | $2.65 |
| EBITDA | $72.5M | $24.7M | $34.3M | $45.4M | $53.3M | $34.2M | $28.9M | $28.3M | $26.6M | $24.6M |
| Operating cash flow | $54.3M | $34.7M | $33.3M | $42.4M | $40.8M | $37.2M | $37.1M | $32.6M | $28.6M | $28.1M |
| Free cash flow | $50.7M | $34.0M | $27.3M | $34.7M | $35.9M | $35.3M | $31.5M | $29.0M | $22.3M | $21.3M |
| Diluted shares | 10.1M | 8.6M | 7.2M | 7.2M | 7.2M | 7.3M | 7.4M | 7.4M | 7.4M | 7.4M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $58.4M | $47.0M | $33.5M | $37.7M | $30.4M | $29.3M |
| Short-term investments | $797.8M | $695.8M | $637.7M | $569.2M | $838.2M | $502.2M |
| Total debt | $258.4M | $155.6M | $75.6M | $147.9M | $35.7M | $97.8M |
| Total assets | $5.27B | $5.09B | $3.74B | $3.55B | $3.37B | $2.88B |
| Total liabilities | $4.75B | $4.62B | $3.40B | $3.24B | $3.03B | $2.57B |
| Shareholders' equity | $519.8M | $468.9M | $340.4M | $315.4M | $340.1M | $316.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology