Peoples Financial Services financials
$68.76−0.87%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $74.3M | $71.6M | $70.5M | $70.7M | $71.6M | $68.7M | $71.5M | $74.0M | $41.9M | $42.4M | $43.3M | $42.5M |
| Gross profit | $52.1M | $49.8M | $46.8M | $46.7M | $48.4M | $45.8M | $44.2M | $45.0M | $22.5M | $22.7M | $23.5M | $25.0M |
| Gross margin | 70.2% | 69.5% | 66.3% | 66.1% | 67.7% | 66.7% | 61.8% | 60.8% | 53.6% | 53.6% | 54.3% | 58.8% |
| Operating income | $18.4M | $18.5M | $14.7M | $18.8M | $20.4M | $18.3M | $5.8M | -$5.0M | $3.7M | $3.9M | $4.2M | $8.1M |
| Net income | $14.8M | $14.7M | $12.0M | $15.2M | $17.0M | $15.0M | $6.1M | -$4.3M | $3.3M | $3.5M | $3.6M | $6.7M |
| Net margin | 19.9% | 20.6% | 17.0% | 21.6% | 23.7% | 21.9% | 8.5% | −5.9% | 7.8% | 8.2% | 8.4% | 15.9% |
| Diluted EPS | $1.48 | $1.47 | $1.19 | $1.51 | $1.68 | $1.49 | $0.60 | $-0.43 | $0.46 | $0.49 | $0.51 | $0.95 |
| EBITDA | $18.4M | $18.5M | $14.7M | $18.9M | $20.5M | $18.4M | $10.8M | $4.7M | $4.8M | $4.4M | $5.0M | $8.9M |
| Operating cash flow | $13.9M | $8.3M | $16.1M | $15.2M | $13.9M | $9.1M | $7.9M | $21.9M | $1.7M | $3.2M | $8.9M | $6.7M |
| Free cash flow | $12.9M | $6.5M | $15.3M | $13.1M | $8.5M | $5.9M | $3.9M | $17.7M | $1.4M | $3.0M | $8.7M | $5.5M |
| Diluted shares | 10.0M | 10.0M | 10.1M | 10.1M | 10.1M | 10.0M | 10.1M | 10.0M | 7.1M | 7.1M | 7.1M | 7.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $74.9M | $59.5M | $58.4M | $62.1M | $60.2M | $60.1M |
| Short-term investments | $710.9M | $812.0M | $797.8M | $728.1M | $698.4M | $599.2M |
| Total debt | $331.4M | $405.5M | $258.4M | $304.6M | $271.0M | $144.3M |
| Total assets | $5.44B | $5.42B | $5.27B | $5.16B | $5.11B | $5.00B |
| Total liabilities | $4.90B | $4.90B | $4.75B | $4.65B | $4.61B | $4.52B |
| Shareholders' equity | $536.2M | $525.5M | $519.8M | $509.3M | $494.1M | $481.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology