Ponce Financial Group financials
$20.01−0.99%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 |
|---|---|---|---|---|
| Revenue | $4.7M | $8.7M | $5.1M | $75.4M |
| Gross profit | $4.7M | $8.7M | $5.1M | $51.4M |
| Gross margin | 100.0% | 100.0% | 100.0% | 68.1% |
| Operating income | -$59.7M | -$56.0M | -$58.8M | -$34.5M |
| Net income | $27.6M | $10.3M | $3.4M | -$30.0M |
| Net margin | 587.1% | 118.4% | 66.3% | −39.8% |
| Diluted EPS | $1.20 | $0.46 | $0.15 | $-1.32 |
| EBITDA | -$54.9M | -$51.5M | -$55.8M | -$30.2M |
| Operating cash flow | $55.6M | $7.2M | $6.5M | $9.8M |
| Free cash flow | $54.6M | $4.5M | $6.1M | $9.3M |
| Diluted shares | 23.1M | 22.6M | 22.8M | 22.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|
| Cash & equivalents | $28.5M | $35.5M | $28.9M | $32.0M |
| Short-term investments | $462.8M | $472.3M | $230.2M | $151.9M |
| Total debt | $596.1M | $599.8M | $696.4M | $518.8M |
| Total assets | $3.22B | $3.04B | $2.75B | $2.31B |
| Total liabilities | $2.68B | $2.53B | $2.26B | $1.82B |
| Shareholders' equity | $541.5M | $505.5M | $491.4M | $492.7M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology