Ponce Financial Group financials
$20.01−0.99%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $628.0K | $45.4M | — | $42.4M | $422.0K | $39.4M | $41.4M | $35.7M | $33.9M | $34.1M | $32.9M | $27.6M |
| Gross profit | $628.0K | $45.4M | — | $42.4M | $422.0K | $39.4M | $40.1M | $35.7M | $33.9M | $34.1M | $31.9M | $27.6M |
| Gross margin | 100.0% | 100.0% | — | 100.0% | 100.0% | 100.0% | 96.8% | 100.0% | 100.0% | 100.0% | 97.0% | 100.0% |
| Operating income | -$18.9M | $28.3M | — | $25.0M | -$17.2M | $24.8M | $22.3M | $19.3M | $18.9M | $18.7M | $12.2M | $10.5M |
| Net income | $8.2M | $8.3M | — | $6.2M | $5.8M | $5.7M | $2.7M | $2.2M | $3.1M | $2.4M | $518.0K | $2.6M |
| Net margin | 1307.8% | 18.4% | — | 14.7% | 1378.7% | 14.4% | 6.4% | 6.0% | 9.2% | 7.1% | 1.6% | 9.4% |
| Diluted EPS | $0.35 | $0.36 | — | $0.27 | $0.25 | $0.25 | $0.12 | $0.10 | $0.14 | $0.11 | $0.02 | $0.12 |
| EBITDA | -$17.7M | $29.5M | $1.2M | $26.2M | -$16.0M | $26.1M | $23.6M | $20.5M | $20.4M | $19.4M | $12.2M | $11.5M |
| Operating cash flow | $8.0M | $13.9M | $34.9M | $1.4M | $6.2M | $13.1M | $22.9M | -$14.6M | -$2.6M | $1.5M | -$856.0K | $7.1M |
| Free cash flow | $8.0M | $13.8M | $34.9M | $786.0K | $5.9M | $12.9M | $22.4M | -$15.0M | -$2.6M | -$315.0K | -$897.0K | $7.0M |
| Diluted shares | 23.5M | 23.3M | 23.3M | 23.1M | 22.9M | 22.9M | 22.8M | 22.6M | 22.4M | 22.4M | 22.4M | 22.3M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $25.6M | $27.4M | $28.5M | $29.3M | $35.8M | $32.1M |
| Short-term investments | $452.8M | $440.5M | $462.8M | $402.4M | $427.8M | $201.3M |
| Total debt | $621.1M | $571.1M | $596.1M | $525.5M | $540.3M | $525.7M |
| Total assets | $3.49B | $3.30B | $3.22B | $3.16B | $3.15B | $3.09B |
| Total liabilities | $2.93B | $2.75B | $2.68B | $2.63B | $2.63B | $2.58B |
| Shareholders' equity | $561.0M | $551.4M | $541.5M | $529.8M | $521.1M | $513.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology