PCB Bancorp financials
$27.73+0.51%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $209.4M | $191.9M | $161.9M | $116.3M | $99.9M | $91.5M | $104.8M | $94.2M |
| Gross profit | $115.7M | $99.7M | $99.2M | $104.1M | $95.6M | $77.9M | $80.9M | $76.2M |
| Gross margin | 55.3% | 52.0% | 61.3% | 89.6% | 95.7% | 85.2% | 77.2% | 80.9% |
| Operating income | $52.5M | $36.3M | $43.3M | $49.4M | $57.0M | $23.0M | $34.4M | $34.7M |
| Net income | $36.9M | $24.9M | $30.6M | $35.0M | $40.1M | $16.2M | $24.1M | $24.3M |
| Net margin | 17.6% | 13.0% | 18.9% | 30.1% | 40.1% | 17.7% | 23.0% | 25.8% |
| Diluted EPS | $2.58 | $1.74 | $2.12 | $2.31 | $2.62 | $1.04 | $1.49 | $1.65 |
| EBITDA | $52.5M | $36.3M | $43.3M | $49.4M | $57.0M | $23.0M | $34.4M | $34.7M |
| Operating cash flow | $26.6M | $39.0M | $63.3M | $57.3M | -$1.6M | $17.1M | $30.1M | $30.7M |
| Free cash flow | $24.4M | $34.9M | $62.0M | $51.8M | -$2.0M | $15.3M | $29.4M | $29.5M |
| Diluted shares | 14.3M | 14.3M | 14.4M | 15.1M | 15.3M | 15.4M | 16.2M | 14.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $25.3M | $27.1M | $26.5M | $23.2M | $15.2M | $19.6M |
| Short-term investments | $356.8M | $332.1M | $371.9M | $275.9M | $319.8M | $303.5M |
| Total debt | $34.0M | $15.0M | $39.0M | $20.0M | $10.0M | $80.0M |
| Total assets | $3.28B | $3.06B | $2.79B | $2.42B | $2.15B | $1.92B |
| Total liabilities | $2.89B | $2.70B | $2.44B | $2.08B | $1.89B | $1.69B |
| Shareholders' equity | $390.0M | $363.8M | $348.9M | $335.4M | $256.3M | $233.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology