PCB Bancorp financials
$27.73+0.51%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $53.2M | $52.2M | $52.4M | $54.9M | $52.6M | $49.5M | $49.4M | $48.6M | $47.4M | $46.5M | $43.5M | $41.4M |
| Gross profit | $30.7M | $30.2M | $29.2M | $30.4M | $29.3M | $26.9M | $26.2M | $25.3M | $24.2M | $23.9M | $24.4M | $25.0M |
| Gross margin | 57.7% | 57.8% | 55.7% | 55.4% | 55.7% | 54.3% | 53.1% | 52.1% | 51.1% | 51.5% | 56.2% | 60.3% |
| Operating income | $14.7M | $14.9M | $13.1M | $15.9M | $12.7M | $10.8M | $10.3M | $10.7M | $8.8M | $6.5M | $8.3M | $10.0M |
| Net income | $10.4M | $10.6M | $8.9M | $11.3M | $8.9M | $7.7M | $6.6M | $7.5M | $6.1M | $4.7M | $5.9M | $7.0M |
| Net margin | 19.5% | 20.2% | 16.9% | 20.6% | 16.9% | 15.6% | 13.4% | 15.4% | 12.9% | 10.1% | 13.6% | 17.0% |
| Diluted EPS | $0.73 | $0.74 | $0.63 | $0.78 | $0.62 | $0.53 | $0.46 | $0.52 | $0.43 | $0.33 | $0.41 | $0.49 |
| EBITDA | $14.7M | $14.9M | $13.1M | $15.9M | $12.7M | $10.8M | $10.3M | $10.7M | $8.8M | $6.5M | $8.3M | $10.0M |
| Operating cash flow | $1.4M | $20.7M | $2.9M | $16.4M | $4.9M | $2.3M | $4.2M | $11.9M | $14.6M | $8.2M | $9.9M | $18.8M |
| Free cash flow | $1.2M | $20.6M | $2.8M | $16.2M | $3.8M | $1.6M | $4.2M | $11.9M | $12.8M | $6.0M | $9.6M | $18.4M |
| Diluted shares | 14.2M | 14.2M | 14.1M | 14.3M | 14.3M | 14.4M | 14.4M | 14.4M | 14.3M | 14.3M | 14.3M | 14.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $30.9M | $24.8M | $25.3M | $24.4M | $41.6M | $28.9M |
| Short-term investments | $433.8M | $428.1M | $356.8M | $510.4M | $391.6M | $347.7M |
| Total debt | $90.0M | $50.0M | $34.0M | $0.00 | $45.0M | $30.0M |
| Total assets | $3.47B | $3.40B | $3.28B | $3.36B | $3.31B | $3.18B |
| Total liabilities | $3.07B | $3.00B | $2.89B | $2.98B | $2.93B | $2.81B |
| Shareholders' equity | $400.5M | $396.7M | $390.0M | $384.5M | $376.5M | $370.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology