NASDAQ · PBFSFinancialsBanking & Credit

Pioneer Bancorp financials

$17.85+0.73%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Jun 30
FY23
Jun 30
FY22
Jun 30
FY21
Jun 30
FY20
Jun 30
Revenue$126.7M$104.6M$85.2M$57.9M$59.7M$69.2M
Gross profit$96.3M$82.8M$79.7M$56.5M$57.6M$64.5M
Gross margin76.0%79.2%93.6%97.5%96.5%93.2%
Operating income$26.5M$19.4M$27.9M$13.3M$2.7M$6.0M
Net income$20.3M$15.3M$21.9M$10.3M$1.1M$5.2M
Net margin16.0%14.6%25.8%17.7%1.8%7.5%
Diluted EPS$0.83$0.61$0.87$0.41$0.04$0.21
EBITDA$28.5M$19.4M$27.9M$13.3M$2.7M$8.5M
Operating cash flow$11.1M$23.8M$26.3M$50.0M$32.7M$2.0M
Free cash flow$8.8M$23.0M$25.8M$49.6M$32.2M$460.0K
Diluted shares24.6M25.2M25.2M25.1M25.1M25.0M

Balance sheet

Period endDec 31Dec 31Jun 30Jun 30Jun 30Jun 30
Cash & equivalents$29.8M$25.6M$33.6M$29.8M$24.5M$21.2M
Short-term investments$371.9M$423.1M$576.1M$855.1M$580.0M$227.8M
Total debt$0.00$0.00$0.00$0.00$0.00$0.00
Total assets$2.15B$1.98B$1.86B$1.96B$1.80B$1.53B
Total liabilities$1.83B$1.68B$1.59B$1.72B$1.56B$1.30B
Shareholders' equity$323.9M$304.6M$266.7M$242.6M$237.8M$224.0M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology