Pioneer Bancorp financials
$17.85+0.73%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $37.3M | $32.2M | $33.2M | $32.1M | $31.8M | $29.6M | $27.2M | $28.5M | $27.2M | $27.3M | $22.2M | $23.7M |
| Gross profit | $28.3M | $24.6M | $25.0M | $24.0M | $24.4M | $22.8M | $20.9M | $22.0M | $20.9M | $21.6M | $19.4M | $19.5M |
| Gross margin | 75.8% | 76.3% | 75.5% | 74.8% | 76.7% | 77.1% | 76.7% | 77.3% | 76.7% | 78.9% | 87.1% | 82.0% |
| Operating income | $5.1M | $5.7M | $5.3M | $5.6M | $8.4M | $7.4M | $5.0M | $8.2M | $5.0M | $6.1M | $5.7M | $4.3M |
| Net income | $3.5M | $5.3M | $3.7M | $4.3M | $6.5M | $5.8M | $3.9M | $6.3M | $3.9M | $4.7M | $4.5M | $3.4M |
| Net margin | 9.3% | 16.4% | 11.3% | 13.5% | 20.3% | 19.5% | 14.4% | 22.1% | 14.4% | 17.3% | 20.3% | 14.4% |
| Diluted EPS | $0.14 | $0.22 | $0.15 | $0.18 | $0.26 | $0.23 | $0.16 | $0.25 | $0.16 | $0.19 | $0.18 | $0.14 |
| EBITDA | $5.1M | $5.7M | $7.3M | $5.6M | $8.4M | $7.4M | $5.0M | $8.2M | $5.0M | $6.1M | $5.7M | $4.3M |
| Operating cash flow | $14.7M | -$161.0K | $5.7M | $3.9M | $5.1M | -$3.5M | $2.6M | $1.9M | $20.5M | $3.3M | -$1.2M | $12.4M |
| Free cash flow | $14.5M | -$797.0K | $5.5M | $3.7M | $4.6M | -$4.9M | $673.0K | $1.8M | $19.8M | $3.2M | -$1.8M | $12.1M |
| Diluted shares | 24.3M | 24.3M | 24.2M | 24.6M | 24.6M | 24.9M | 24.8M | 25.2M | 25.2M | 25.2M | 25.3M | 25.2M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $37.0M | $26.9M | $29.8M | $58.1M | $29.6M | $29.2M |
| Short-term investments | $329.5M | $387.4M | $371.9M | $472.8M | $426.9M | $456.5M |
| Total debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $2.36B | $2.22B | $2.15B | $2.24B | $2.10B | $2.07B |
| Total liabilities | $2.04B | $1.89B | $1.83B | $1.93B | $1.78B | $1.76B |
| Shareholders' equity | $328.3M | $328.6M | $323.9M | $314.2M | $314.2M | $310.7M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology