OptimumBank Holdings financials
$8.92+0.79%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $71.1M | $64.3M | $39.2M | $22.8M | $12.2M | $7.0M | $5.1M | $4.4M | $4.8M | $4.6M |
| Gross profit | $49.4M | $39.3M | $27.2M | $18.8M | $11.2M | $5.3M | $3.1M | $3.1M | $3.6M | $3.5M |
| Gross margin | 69.4% | 61.2% | 69.2% | 82.3% | 91.9% | 75.4% | 60.2% | 71.5% | 74.9% | 76.6% |
| Operating income | $22.2M | $17.6M | $8.5M | $5.4M | $3.1M | -$782.0K | -$1.2M | $796.0K | -$589.0K | -$396.0K |
| Net income | $16.6M | $13.1M | $6.3M | $4.0M | $6.3M | -$782.0K | -$1.1M | $796.0K | -$589.0K | -$396.0K |
| Net margin | 23.4% | 20.4% | 16.0% | 17.6% | 51.8% | −11.2% | −21.4% | 18.2% | −12.4% | −8.6% |
| Diluted EPS | $0.71 | $0.63 | $0.87 | $0.68 | $1.61 | $-0.27 | $-0.58 | $0.53 | $-0.53 | $-0.38 |
| EBITDA | $22.2M | $17.6M | $8.8M | $5.4M | $3.1M | -$782.0K | -$1.2M | $796.0K | -$589.0K | -$396.0K |
| Operating cash flow | $17.8M | $15.6M | $6.9M | $10.4M | $3.8M | -$1.5M | -$558.0K | $24.0K | $570.0K | $551.0K |
| Free cash flow | $16.9M | $14.6M | $6.2M | $10.0M | $3.1M | -$1.7M | -$717.0K | -$210.0K | $476.0K | $450.0K |
| Diluted shares | 23.4M | 21.0M | 7.2M | 6.0M | 3.9M | 2.9M | 1.9M | 1.5M | 1.1M | 1.0M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $9.3M | $14.0M | $14.0M | $19.8M | $13.7M | $25.5M |
| Short-term investments | $133.6M | $105.6M | $90.7M | $78.3M | $81.5M | $52.5M |
| Total debt | $50.0M | $50.0M | $75.6M | $10.0M | $18.0M | $23.0M |
| Total assets | $1.11B | $932.9M | $791.3M | $585.2M | $351.9M | $235.1M |
| Total liabilities | $989.8M | $829.7M | $721.2M | $522.6M | $313.4M | $217.3M |
| Shareholders' equity | $121.9M | $103.2M | $70.0M | $62.6M | $38.5M | $17.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology