OptimumBank Holdings financials
$8.92+0.79%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $24.2M | $21.2M | $19.2M | $18.3M | $17.4M | $16.2M | $16.7M | $16.4M | $16.4M | $14.7M | $12.2M | $9.8M |
| Gross profit | $17.2M | $15.0M | $13.6M | $13.0M | $12.1M | $10.7M | $10.3M | $10.1M | $9.9M | $9.0M | $8.2M | $6.8M |
| Gross margin | 71.0% | 70.5% | 71.0% | 71.2% | 69.3% | 65.6% | 61.7% | 61.3% | 60.7% | 61.1% | 67.0% | 69.6% |
| Operating income | $8.8M | $6.2M | $6.5M | $5.7M | $4.9M | $5.2M | $5.3M | $4.4M | $4.7M | $3.2M | $3.4M | $1.7M |
| Net income | $6.7M | $4.7M | $4.9M | $4.3M | $3.6M | $3.9M | $4.0M | $3.3M | $3.5M | $2.4M | $2.5M | $1.3M |
| Net margin | 27.5% | 22.0% | 25.3% | 23.6% | 20.7% | 23.8% | 23.6% | 20.1% | 21.3% | 16.2% | 20.9% | 12.9% |
| Diluted EPS | $0.28 | $0.20 | $0.21 | $0.18 | $0.15 | $0.17 | $0.09 | $0.15 | $0.34 | $0.31 | $0.35 | $0.18 |
| EBITDA | $8.8M | $6.2M | $6.5M | $5.7M | $4.9M | $5.2M | $5.3M | $4.4M | $4.7M | $3.2M | $3.4M | $1.7M |
| Operating cash flow | $10.3M | $7.9M | $6.6M | $1.9M | $6.2M | $3.1M | $6.0M | $4.0M | $3.1M | $2.5M | $339.0K | $1.2M |
| Free cash flow | $9.8M | $7.4M | $6.3M | $1.9M | $5.9M | $2.9M | $5.7M | $3.9M | $2.7M | $2.3M | $160.0K | $1.1M |
| Diluted shares | 23.7M | 23.6M | 23.5M | 23.4M | 23.4M | 23.3M | 44.6M | 21.4M | 10.2M | 7.6M | 7.3M | 7.3M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $14.6M | $15.1M | $9.3M | $9.3M | $8.8M | $13.5M |
| Short-term investments | $160.4M | $154.9M | $133.6M | $249.6M | $196.2M | $154.4M |
| Total debt | $39.0M | $40.0M | $50.0M | $0.00 | $0.00 | $10.0M |
| Total assets | $1.40B | $1.27B | $1.11B | $1.08B | $999.1M | $977.5M |
| Total liabilities | $1.27B | $1.14B | $989.8M | $966.2M | $887.8M | $869.5M |
| Shareholders' equity | $134.4M | $126.8M | $121.9M | $116.9M | $111.3M | $108.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology