NASDAQ · NCNOTechnologyPackaged Software

nCino financials

$17.95−3.49%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY26
Jan 31
FY25
Jan 31
FY24
Jan 31
FY23
Jan 31
FY22
Jan 31
Revenue$594.8M$540.7M$476.5M$408.3M$273.9M
Gross profit$360.2M$324.8M$285.1M$238.7M$162.5M
Gross margin60.6%60.1%59.8%58.5%59.3%
Operating income$3.7M-$18.1M-$39.5M-$94.0M-$71.4M
Net income$5.2M-$37.9M-$42.3M-$102.7M-$49.4M
Net margin0.9%−7.0%−8.9%−25.2%−18.1%
Diluted EPS$0.05$-0.33$-0.38$-0.93$-0.51
EBITDA$61.0M$30.2M$15.7M-$59.4M-$55.6M
Operating cash flow$90.1M$55.2M$57.3M-$15.4M-$19.2M
Free cash flow$82.6M$53.4M$53.8M-$33.7M-$24.7M
Diluted shares114.3M115.2M112.7M110.6M96.7M

Balance sheet

Period endJan 31Jan 31Jan 31Jan 31Jan 31
Cash & equivalents$88.4M$120.9M$112.1M$82.0M$88.0M
Short-term investments$0.00$0.00$0.00$0.00—
Total debt$264.7M$218.9M$54.2M$85.4M$34.1M
Total assets$1.65B$1.61B$1.34B$1.33B$1.30B
Total liabilities$579.5M$512.8M$287.8M$299.6M$230.5M
Shareholders' equity$1.06B$1.09B$1.05B$1.02B$1.07B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology