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NASDAQ · NBTBFinancialsBanking & Credit

NBT Bancorp Inc (NBTB)

$54.00+2.64%
Close Nov 4, 2026 · split-adjusted
Oct 30, 2026$52.19▲ 27.89% in range
Nov 3, 2025Low $39.61 · High $54.26Oct 30, 2026
What changed · written from our data
As of Nov 4, 2026

NBT Bancorp closed at $54.00 on Nov 4, up 2.64%, 0.5% below its 52-week closing high. Volume of 338.0K shares was 1.10× its 20-day average (close to normal).

Split-adjusted performance: +6.6% over one month, +19.5% over six months, +32.3% over one year.

In the quarter ended Jun 30, 2026, revenue was $235.49M, up 4.9% from a year earlier, with a net margin of 22.5%.

Short interest was 2.6M shares at the Oct 15 settlement, down 4.3% from the prior report (5.2% of float, 8.3 days to cover).

Market cap$2.80B51.9M shares
Revenue · quarter$235.5M+4.9% YoY
Diluted EPS$1.02+131.8% YoY
P/E · TTM13.1×P/S 3.0×
Net margin22.5%Gross 79.3%
Dividend yield2.96%$0.4 last paid
52-week range39.61 – 54.26−0.5% from high
Volume338.0K1.10× 20-day avg
Volatility · 60d17.8%Annualised
Short % of float5.2%8.3 days to cover
Net cash$2.69BCash $3.16B
Next earnings—Not scheduled
Split-adjusted performance
1W +3.9%1M +6.6%3M +2.1%6M +19.5%YTD +30.1%1Y +32.3%3Y +61.2%5Y +49.6%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum82
Revenue growth49
Net margin72
Value (low P/E)41
Size76

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short2.6M−4.3% vs prior
Days to cover8.3Settled Oct 15
% of float5.2%
Short vol. 10d74.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
NBTBNBT Bancorp$54.00+2.64%+19.5%+4.9%22.5%13.1$2.80B
BOHBank of Hawaii$71.20+1.38%−11.8%−0.7%21.7%12.4$2.79BCompare
FBKFB Financial$55.71+1.72%+2.6%−1.1%23.1%11.8$2.75BCompare
FBNCFirst Bancorp/NC$66.00+2.87%+11.7%+28.8%30.2%16.7$2.73BCompare
IONDIonic Digital$60.55−10.90%————$2.72BCompare
CIFRCipher Digital$6.50−19.95%−70.3%−62.8%118.4%—$2.70BCompare
ASSTStrive$22.92+10.94%+40.8%+94.6%−9650.2%—$2.92BCompare
BANCBanc of California$18.56+1.03%−4.3%−60.2%−139.2%—$2.94BCompare
CUBICUSTOMERS BANCORP$87.17+1.99%+11.4%+5.9%18.9%10.3$2.94BCompare

News about NBT Bancorp

All news →
NBT (NBTB) Q3 Earnings: Taking a Look at Key Metrics Versus EstimatesZacks Investment Research · Oct 27, 2026▲ PositiveNBT Bancorp (NBTB) Q3 Earnings and Revenues Beat EstimatesZacks Investment Research · Oct 27, 2026NeutralNBT Bancorp Inc. Announces Cash DividendBenzinga · May 19, 2026▲ Positive

Quick answers

What does NBT Bancorp do?
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries.
What is NBTB's market cap?
$2.80B, based on the Nov 4 close of $54.00.
What is NBTB's P/E ratio?
13.1× trailing-twelve-month earnings of $214.15M.
Does NBT Bancorp pay a dividend?
Yes. The latest regular dividend was $0.4 per share (ex-date Sep 1), an annualised yield of 2.96%.
How much of NBTB is sold short?
2.6M shares, 5.2% of float, as of Oct 15, 2026.
What sector is NBTB in?
Financials, in the Banking & Credit industry.

About NBT Bancorp

NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.

HQ: Norwich, NY2,303 employeesListed Mar 17, 1992nbtbancorp.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology