NASDAQ · MSBIPFinancialsBanking & Credit

Midland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A financials

$25.300.00%
Close Sep 28, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
Revenue$476.0M$564.9M$531.9M$462.6M
Gross profit$325.0M$375.1M$363.6M$406.6M
Gross margin68.3%66.4%68.4%87.9%
Operating income-$114.9M$46.9M$88.0M$131.4M
Net income-$133.7M$28.6M$51.6M$96.0M
Net margin−28.1%5.1%9.7%20.7%
Diluted EPS$-6.12$1.32$2.33$4.28
EBITDA$39.8M$54.8M$88.0M$131.4M
Operating cash flow$125.7M$176.5M$153.4M$285.8M
Free cash flow$120.3M$169.7M$144.7M$282.5M
Diluted shares21.8M21.7M22.1M22.4M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31
Cash & equivalents$127.3M$114.1M$134.2M$153.3M
Short-term investments$1.56B$1.25B$964.7M$830.3M
Total debt$432.1M$474.5M$655.0M$652.1M
Total assets$6.51B$7.51B$7.79B$7.86B
Total liabilities$5.95B$6.80B$7.07B$7.10B
Shareholders' equity$565.5M$710.8M$715.1M$758.6M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology