NASDAQ · MSBIPFinancialsBanking & Credit

Midland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A (MSBIP)

$25.300.00%
Close Sep 28, 2026 · split-adjusted
Sep 28, 2026$25.30▲ 2.22% in range
Sep 29, 2025Low $23.55 · High $25.67Sep 28, 2026
What changed · written from our data
As of Sep 28, 2026

Midland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A closed at $25.30 on Sep 28, unchanged, 1.4% below its 52-week closing high. Volume of 1.2K shares was 0.22× its 20-day average (below normal).

Split-adjusted performance: -0.9% over one month, +2.0% over six months.

In the quarter ended Jun 30, 2026, revenue was $111.94M, down 7.8% from a year earlier, with a net margin of 15.8%.

Short interest was 4.8K shares at the Sep 15 settlement, up 17.5% from the prior report (1.4 days to cover).

Market cap$116.4M4.6M shares
Revenue · quarter$111.9M−7.8% YoY
Diluted EPS$0.82+86.4% YoY
P/E · TTM3.4×P/S 0.3×
Net margin15.8%Gross 74.5%
Dividend yield7.66%$0.4844 last paid
52-week range23.55 – 25.67−1.4% from high
Volume1.2K0.22× 20-day avg
Volatility · 60d6.2%Annualised
Short % of float—1.4 days to cover
Net cash$1.64BCash $1.99B
Next earnings—Not scheduled
Split-adjusted performance
1W −0.6%1M −0.9%3M +0.6%6M +2.0%YTD +1.1%1Y —3Y +15.5%5Y —

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 441 companies (100 = best)

6-month momentum—
Revenue growth—
Net margin—
Value (low P/E)—
Size—

Industry medians: 6-month return +14.9%, revenue growth +5.5%, net margin 18.0%, P/E 12.1×.

Short interest

Details →
Shares short4.8K+17.5% vs prior
Days to cover1.4Settled Sep 15
% of float—
Short vol. 10d33.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
MSBIPMidland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A$25.300.00%+2.0%−7.8%15.8%3.4$116.4M
VLYPPValley National Bancorp 6.25% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A$25.01+0.25%+0.5%+4.1%18.1%0.2$115.1MCompare
FLGpAFlagstar Bank, National Association Depositary shares, each representing a 1/40th interest in a share of Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock$23.73+0.08%+15.0%−13.8%2.5%7.9$118.7MCompare
BPOPMPopular, Inc. Popular Capital Tr II 6.125%$25.09−0.16%−0.8%+4.5%23.9%0.1$130.5MCompare
VLYPOValley National Bancorp 5.50% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B$24.77+0.41%+0.2%+4.1%18.1%0.1$99.1MCompare
VLYPNValley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C$25.37−0.04%+0.4%+4.1%18.1%0.2$152.2MCompare
AUBpAAtlantic Union Bankshares Corporation Depositary Shares, Each Representing a 1/400th Interest in a Share of 6.875% Perpetual Non-Cumulative Preferred Stock, Series A$23.34−1.02%−5.1%−2.5%27.4%0.3$161.0MCompare
AGMpDFederal Agricultural Mortgage Corporation 5.700% Non-Cumulative Preferred Stock, Series D$20.52+2.19%−1.7%+12.9%12.9%0.4$82.1MCompare
ATLCPAtlanticus Holdings Corporation 7.625% Series B Cumulative Perpetual Preferred Stock, no par value per share$24.00+0.18%+9.4%+96.6%13.6%0.5$76.5MCompare

Quick answers

What does Midland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A do?
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services.
What is MSBIP's market cap?
$116.38M, based on the Sep 28 close of $25.30.
What is MSBIP's P/E ratio?
3.4× trailing-twelve-month earnings of $33.80M.
Does Midland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A pay a dividend?
Yes. The latest regular dividend was $0.4844 per share (ex-date Sep 15), an annualised yield of 7.66%.
What sector is MSBIP in?
Financials, in the Banking & Credit industry.

About Midland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A

Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.

HQ: Effingham, IL861 employeesListed Aug 18, 2022midlandsb.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology