METROCITY BANKSHARES financials
$34.40−1.38%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 |
|---|---|---|---|---|---|---|---|
| Revenue | $246.0M | $236.0M | $211.0M | $165.3M | $142.4M | $104.8M | $123.1M |
| Gross profit | $155.6M | $141.2M | $119.7M | $137.7M | $137.9M | $93.3M | $100.9M |
| Gross margin | 63.3% | 59.8% | 56.7% | 83.3% | 96.8% | 89.0% | 81.9% |
| Operating income | $92.7M | $87.3M | $72.0M | $91.2M | $82.6M | $48.8M | $60.9M |
| Net income | $68.5M | $64.5M | $51.6M | $62.6M | $61.7M | $36.4M | $44.7M |
| Net margin | 27.9% | 27.3% | 24.5% | 37.9% | 43.3% | 34.7% | 36.3% |
| Diluted EPS | $2.64 | $2.52 | $2.02 | $2.44 | $2.39 | $1.41 | $1.81 |
| EBITDA | $97.4M | $87.3M | $72.0M | $91.2M | $82.6M | $48.8M | $60.9M |
| Operating cash flow | $37.7M | $63.5M | $82.1M | $134.7M | $65.4M | $142.6M | $13.3M |
| Free cash flow | $37.0M | $62.2M | $77.2M | $132.3M | $65.0M | $142.0M | $12.2M |
| Diluted shares | 26.0M | 25.6M | 25.5M | 25.7M | 25.8M | 25.8M | 24.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $370.8M | $236.3M | $142.2M | $151.0M | $432.5M | $140.7M |
| Short-term investments | $112.6M | $83.3M | $81.1M | $104.3M | $45.9M | $34.2M |
| Total debt | $510.0M | $375.0M | $325.0M | $375.4M | $459.0K | $110.5M |
| Total assets | $4.77B | $3.59B | $3.50B | $3.43B | $3.11B | $1.90B |
| Total liabilities | $4.22B | $3.17B | $3.12B | $3.08B | $2.82B | $1.65B |
| Shareholders' equity | $544.2M | $421.4M | $381.5M | $349.4M | $290.2M | $244.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology