METROCITY BANKSHARES financials
$34.40−1.38%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $76.2M | $77.3M | $68.1M | $60.2M | $59.8M | $58.0M | $57.9M | $60.4M | $59.7M | $57.9M | $55.4M | $51.4M |
| Gross profit | $49.8M | $50.8M | $43.7M | $38.0M | $37.9M | $36.0M | $35.4M | $36.9M | $36.3M | $32.7M | $30.8M | $26.8M |
| Gross margin | 65.4% | 65.7% | 64.3% | 63.1% | 63.4% | 62.1% | 61.1% | 61.1% | 60.8% | 56.4% | 55.7% | 52.2% |
| Operating income | $30.6M | $30.2M | $23.1M | $23.8M | $23.7M | $22.1M | $20.9M | $22.7M | $23.4M | $20.4M | $16.1M | $15.7M |
| Net income | $22.1M | $22.3M | $18.1M | $17.3M | $16.8M | $16.3M | $16.2M | $16.7M | $16.9M | $14.6M | $11.3M | $11.4M |
| Net margin | 29.1% | 28.8% | 26.6% | 28.7% | 28.1% | 28.1% | 28.0% | 27.6% | 28.4% | 25.3% | 20.5% | 22.2% |
| Diluted EPS | $0.76 | $0.77 | $0.68 | $0.67 | $0.65 | $0.63 | $0.64 | $0.65 | $0.66 | $0.57 | $0.44 | $0.45 |
| EBITDA | $30.9M | $31.9M | $27.8M | $23.8M | $24.0M | $22.3M | $20.9M | $22.7M | $23.4M | $20.4M | $16.1M | $15.7M |
| Operating cash flow | $24.9M | $45.8M | -$5.1M | $16.5M | $14.5M | $11.9M | $19.3M | -$11.5M | $19.4M | $36.4M | -$8.3M | $17.7M |
| Free cash flow | $23.4M | $45.1M | -$5.4M | $16.2M | $14.3M | $11.8M | $18.9M | -$11.8M | $19.0M | $36.1M | -$9.2M | $16.3M |
| Diluted shares | 28.9M | 29.1M | 26.8M | 25.8M | 25.7M | 25.7M | 25.5M | 25.7M | 25.6M | 25.5M | 25.6M | 25.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $254.4M | $374.0M | $370.8M | $213.9M | $273.6M | $272.3M |
| Short-term investments | $82.9M | $87.3M | $112.6M | $79.3M | $81.3M | $86.5M |
| Total debt | $375.0M | $425.0M | $510.0M | $425.0M | $425.0M | $425.0M |
| Total assets | $4.52B | $4.69B | $4.77B | $3.63B | $3.62B | $3.66B |
| Total liabilities | $3.95B | $4.13B | $4.22B | $3.18B | $3.18B | $3.23B |
| Shareholders' equity | $567.9M | $554.2M | $544.2M | $445.9M | $436.1M | $428.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology