NASDAQ · JCAPFinancialsBanking & Credit

Jefferson Capital financials

$19.12−1.04%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
Revenue$613.3M
Gross profit$613.3M
Gross margin100.0%
Operating income$316.5M
Net income$169.4M
Net margin27.6%
Diluted EPS$5.64
EBITDA$321.7M
Operating cash flow$268.8M
Free cash flow$268.8M
Diluted shares30.0M

Balance sheet

Period endDec 31
Cash & equivalents$23.2M
Short-term investments$0.00
Total debt$1.41B
Total assets$2.09B
Total liabilities$1.61B
Shareholders' equity$476.1M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology