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NASDAQ · JCAPFinancialsBanking & Credit

Jefferson Capital, Inc. Common Stock (JCAP)

$20.68+2.99%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$20.20▲ 5.24% in range
Nov 3, 2025Low $15.52 · High $24.00Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

Jefferson Capital closed at $20.68 on Nov 4, up 2.99%, 13.8% below its 52-week closing high. Volume of 67.5K shares was 0.30× its 20-day average (below normal).

Split-adjusted performance: +4.1% over one month, +1.5% over six months, +7.8% over one year.

In the quarter ended Jun 30, 2026, revenue was $177.54M, up 16.3% from a year earlier, with a net margin of 20.9%.

Short interest was 1.1M shares at the Oct 15 settlement, up 26.1% from the prior report (5.0% of float, 4.2 days to cover).

Market cap$1.19B57.4M shares
Revenue · quarter$177.5M+16.3% YoY
Diluted EPS$0.67−96.0% YoY
P/E · TTM8.5×P/S 1.8×
Net margin20.9%Gross 100.0%
Dividend yield4.64%$0.24 last paid
52-week range15.52 – 24.00−13.8% from high
Volume67.5K0.30× 20-day avg
Volatility · 60d34.6%Annualised
Short % of float5.0%4.2 days to cover
Net cash-$1.39BCash $20.4M
Next earnings—Not scheduled
Split-adjusted performance
1W +6.4%1M +4.1%3M −1.1%6M +1.5%YTD −7.4%1Y +7.8%3Y —5Y —

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 432 companies (100 = best)

6-month momentum34
Revenue growth74
Net margin62
Value (low P/E)90
Size59

Industry medians: 6-month return +7.5%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short1.1M+26.1% vs prior
Days to cover4.2Settled Oct 15
% of float5.0%
Short vol. 10d68.1%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
JCAPJefferson Capital$20.68+2.99%+1.5%+16.3%20.9%8.5$1.19B
HFWAHeritage Financial$29.33+1.95%+6.8%+33.7%16.4%15.3$1.19BCompare
PWPPerella Weinberg Partners$14.77+2.78%−23.6%+52.7%7.0%35.5$1.20BCompare
AMTBAmerant Bancorp$30.10+1.69%+28.8%−10.0%13.7%21.3$1.20BCompare
MCBMetropolitan Bank Holding Corp. Common Stock, $0.01 par value per share$97.73+1.79%+7.7%+10.7%13.4%14.0$1.21BCompare
UVSPUnivest Financial$41.57+0.80%+7.2%−0.8%18.2%11.5$1.14BCompare
FSBCFive Star Bancorp$45.47+1.43%+10.1%+18.9%26.1%15.5$1.12BCompare
HBNCHorizon Bancorp$21.38+1.76%+14.8%−1.8%24.8%—$1.10BCompare
OSBCOld Second Bancorp$25.26+1.08%+19.3%+32.9%24.6%13.9$1.29BCompare

News about Jefferson Capital

All news →

No recent articles focused on Jefferson Capital. 1 articles mention it in passing.

Quick answers

What does Jefferson Capital do?
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings.
What is JCAP's market cap?
$1.19B, based on the Nov 4 close of $20.68.
What is JCAP's P/E ratio?
8.5× trailing-twelve-month earnings of $139.56M.
Does Jefferson Capital pay a dividend?
Yes. The latest regular dividend was $0.24 per share (ex-date Aug 24), an annualised yield of 4.64%.
How much of JCAP is sold short?
1.1M shares, 5.0% of float, as of Oct 15, 2026.
What sector is JCAP in?
Financials, in the Banking & Credit industry.

About Jefferson Capital

Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.

HQ: Minneapolis, MN1,120 employeesListed Jun 26, 2025jcap.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology