HERITAGE INSURANCE HOLDINGS financials
$33.49+0.69%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $847.3M | $817.0M | $735.5M | $662.5M | $631.6M | $593.4M | $511.3M | $480.2M | $406.6M | $439.0M |
| Gross profit | $360.1M | $178.7M | $141.8M | $5.0M | $58.2M | $91.7M | $130.1M | $158.1M | $121.2M | $115.7M |
| Gross margin | 42.5% | 21.9% | 19.3% | 0.8% | 9.2% | 15.5% | 25.4% | 32.9% | 29.8% | 26.4% |
| Operating income | $267.2M | $93.6M | $63.2M | -$157.4M | -$68.1M | $10.2M | $49.6M | $69.5M | $49.5M | $56.8M |
| Net income | $195.6M | $61.5M | $45.3M | -$154.4M | -$74.7M | $9.3M | $28.6M | $27.2M | -$1.1M | $33.9M |
| Net margin | 23.1% | 7.5% | 6.2% | −23.3% | −11.8% | 1.6% | 5.6% | 5.7% | −0.3% | 7.7% |
| Diluted EPS | $6.32 | $2.01 | $1.73 | $-5.86 | $-2.69 | $0.33 | $0.98 | $1.04 | $-0.04 | $1.14 |
| EBITDA | $279.9M | $103.2M | $72.7M | -$53.9M | $4.9M | $18.3M | $60.0M | $96.6M | $57.3M | $65.7M |
| Operating cash flow | $182.2M | $87.1M | $70.4M | -$34.3M | $60.1M | $170.2M | $119.7M | $96.3M | $7.5M | $83.0M |
| Free cash flow | $174.2M | $78.9M | $60.5M | -$46.6M | $59.1M | $169.5M | $114.7M | $94.1M | $7.1M | $81.3M |
| Diluted shares | 30.9M | 30.7M | 26.3M | 26.3M | 27.8M | 28.0M | 29.2M | 26.1M | 26.8M | 29.6M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $559.3M | $452.7M | $463.6M | $280.9M | $359.3M | $441.0M |
| Short-term investments | $13.3M | $11.0M | $9.7M | $6.7M | $5.4M | $5.4M |
| Total debt | $78.4M | $134.4M | $140.1M | $151.5M | $145.4M | $121.0M |
| Total assets | $2.20B | $2.47B | $2.12B | $2.39B | $1.98B | $2.09B |
| Total liabilities | $1.69B | $2.18B | $1.89B | $2.25B | $1.64B | $1.65B |
| Shareholders' equity | $505.3M | $290.8M | $228.4M | $139.7M | $343.1M | $442.3M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology