What is HRTG's market cap?

$1.06B, based on the Nov 3 close of $35.71.

What is HRTG's P/E ratio?

4.9× trailing-twelve-month earnings of $215.29M.

Does HERITAGE INSURANCE HOLDINGS pay a dividend?

No regular cash dividend has been paid in the last year.

How much of HRTG is sold short?

786.0K shares, 3.3% of float, as of Oct 15, 2026.

What sector is HRTG in?

Financials, in the Insurance industry.

NYSE · HRTGFinancialsInsurance

HERITAGE INSURANCE HOLDINGS INC (HRTG)

$35.71−0.64%

Close Nov 3, 2026 · split-adjusted

Oct 30, 2026$35.64▲ 53.42% in range

Nov 3, 2025Low $20.88 · High $37.70Oct 30, 2026

What changed · written from our data

As of Nov 3, 2026

HERITAGE INSURANCE HOLDINGS closed at $35.71 on Nov 3, down 0.64%, 5.3% below its 52-week closing high. Volume of 262.4K shares was 1.17× its 20-day average (close to normal).

Split-adjusted performance: +5.1% over one month, +23.1% over six months, +51.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $214.19M, up 3.0% from a year earlier, with a net margin of 28.8%.

Short interest was 786.0K shares at the Oct 15 settlement (3.3% of float, 3.6 days to cover).

Market cap$1.06B29.6M shares

Revenue · quarter$214.2M+3.0% YoY

Diluted EPS$2.05+32.3% YoY

P/E · TTM4.9×P/S 1.2×

Net margin28.8%Gross 50.2%

Dividend yieldNone$0.06 last paid

52-week range20.88 – 37.70−5.3% from high

Volume262.4K1.17× 20-day avg

Volatility · 60d25.2%Annualised

Short % of float3.3%3.6 days to cover

Net cash$530.1MCash $601.4M

Next earnings—Not scheduled

Split-adjusted performance

1W −1.4%1M +5.1%3M +18.1%6M +23.1%YTD +22.0%1Y +51.1%3Y +510.4%5Y +439.4%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Insurance

Percentile among 128 companies (100 = best)

6-month momentum68

Revenue growth35

Net margin89

Value (low P/E)94

Size28

Industry medians: 6-month return +14.4%, revenue growth +6.7%, net margin 10.2%, P/E 12.3×.

Short interest

Details →

Shares short786.0K0.0% vs prior

Days to cover3.6Settled Oct 15

% of float3.3%

Short vol. 10d42.7%of daily volume

Closest peers by size in Insurance

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
HRTGHERITAGE INSURANCE HOLDINGS	$35.71	−0.64%	+23.1%	+3.0%	28.8%	4.9	$1.06B
BOWBowhead Specialty Holdings	$34.16	+0.62%	+36.3%	+23.0%	9.8%	18.1	$1.13B	Compare
ASICAtegrity Specialty Insurance	$24.11	−0.78%	+25.2%	+45.9%	22.5%	10.8	$1.16B	Compare
HIPOHippo Holdings	$35.03	−1.88%	+23.7%	+28.8%	6.6%	29.1	$932.6M	Compare
GSHDGoosehead Insurance	$52.23	+1.71%	+23.0%	+20.6%	8.9%	35.2	$1.24B	Compare
DGICBDonegal Group	$24.13	+5.51%	+33.0%	−2.4%	8.0%	14.6	$895.7M	Compare
ROOTRoot	$53.87	+4.14%	−1.9%	+1.6%	6.2%	14.4	$834.6M	Compare
EIGEmployers Holdings	$47.35	+2.56%	+13.5%	−10.6%	13.2%	109.3	$830.4M	Compare
UVEUNIVERSAL INSURANCE HLDG	$48.88	−0.31%	+22.9%	+6.7%	13.9%	6.2	$1.35B	Compare

News about HERITAGE INSURANCE HOLDINGS

All news →

Heritage Insurance (HRTG) Q3 Earnings: Taking a Look at Key Metrics Versus EstimatesZacks Investment Research · Oct 28, 2026▲ Positive Analysts Estimate Heritage Insurance (HRTG) to Report a Decline in Earnings: What to Look Out forZacks Investment Research · Oct 21, 2026▼ Negative

Quick answers

What does HERITAGE INSURANCE HOLDINGS do?: Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S.
What is HRTG's market cap?: $1.06B, based on the Nov 3 close of $35.71.
What is HRTG's P/E ratio?: 4.9× trailing-twelve-month earnings of $215.29M.
Does HERITAGE INSURANCE HOLDINGS pay a dividend?: No regular cash dividend has been paid in the last year.
How much of HRTG is sold short?: 786.0K shares, 3.3% of float, as of Oct 15, 2026.
What sector is HRTG in?: Financials, in the Insurance industry.

About HERITAGE INSURANCE HOLDINGS

Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.

HQ: Tampa, FL542 employeesListed May 23, 2014heritagepci.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology