FS Bancorp financials
$43.83−1.44%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $219.5M | $206.4M | $187.7M | $136.8M | $133.9M | $144.2M | $112.7M | $89.2M | $70.3M | $61.6M |
| Gross profit | $152.7M | $144.7M | $143.8M | $122.4M | $124.2M | $129.5M | $93.3M | $78.9M | $65.3M | $57.4M |
| Gross margin | 69.6% | 70.1% | 76.6% | 89.5% | 92.7% | 89.8% | 82.9% | 88.5% | 93.0% | 93.2% |
| Operating income | $41.1M | $41.6M | $45.3M | $37.0M | $47.4M | $49.9M | $28.1M | $28.6M | $20.6M | $16.1M |
| Net income | $32.8M | $34.5M | $35.5M | $29.1M | $36.8M | $38.7M | $22.6M | $24.3M | $14.1M | $10.5M |
| Net margin | 14.9% | 16.7% | 18.9% | 21.3% | 27.5% | 26.9% | 20.1% | 27.3% | 20.0% | 17.0% |
| Diluted EPS | $4.29 | $4.36 | $4.56 | $3.70 | $4.37 | $4.49 | $2.50 | $3.15 | $2.14 | $1.75 |
| EBITDA | $41.2M | $41.5M | $46.9M | $37.9M | $45.4M | $51.8M | $30.0M | $30.0M | $20.6M | $16.3M |
| Operating cash flow | $72.3M | $50.8M | $77.7M | $184.9M | $109.0M | -$32.3M | $9.2M | $21.4M | $15.1M | $3.6M |
| Free cash flow | $51.9M | $49.2M | $76.0M | $183.3M | $107.0M | -$33.7M | $6.7M | $17.6M | $14.1M | -$7.0K |
| Diluted shares | 7.6M | 7.9M | 7.8M | 7.9M | 8.4M | 8.6M | 9.0M | 7.7M | 6.6M | 6.0M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $13.5M | $21.0M | $41.3M | $10.5M | $22.6M | $23.8M |
| Short-term investments | $344.6M | $317.6M | $352.1M | $284.0M | $298.1M | $273.0M |
| Total debt | $179.0M | $357.8M | $143.7M | $236.0M | $91.9M | $175.8M |
| Total assets | $3.20B | $3.03B | $2.97B | $2.63B | $2.29B | $2.11B |
| Total liabilities | $2.89B | $2.73B | $2.71B | $2.40B | $2.04B | $1.88B |
| Shareholders' equity | $307.7M | $295.8M | $264.5M | $231.7M | $247.5M | $230.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology