FS Bancorp financials
$43.83−1.44%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $55.8M | $54.7M | $57.2M | $56.6M | $53.9M | $51.9M | $51.6M | $53.0M | $51.8M | $50.0M | $49.9M | $48.3M |
| Gross profit | $38.8M | $37.9M | $40.0M | $39.3M | $37.3M | $36.1M | $35.7M | $37.2M | $36.3M | $35.5M | $35.9M | $35.6M |
| Gross margin | 69.5% | 69.3% | 70.0% | 69.4% | 69.2% | 69.6% | 69.3% | 70.2% | 70.0% | 70.9% | 72.0% | 73.8% |
| Operating income | $10.1M | $9.9M | $10.3M | $11.6M | $9.8M | $9.5M | $9.9M | $9.9M | $11.3M | $10.5M | $12.1M | $11.5M |
| Net income | $7.9M | $7.7M | $8.3M | $9.0M | $7.7M | $7.9M | $7.3M | $10.1M | $8.8M | $8.3M | $9.6M | $8.8M |
| Net margin | 14.2% | 14.1% | 14.5% | 15.9% | 14.3% | 15.2% | 14.1% | 19.1% | 17.0% | 16.5% | 19.3% | 18.3% |
| Diluted EPS | $1.04 | $1.02 | $1.11 | $1.18 | $0.99 | $1.01 | $0.90 | $1.29 | $1.13 | $1.06 | $1.23 | $1.13 |
| EBITDA | $10.5M | $10.2M | $10.3M | $11.6M | $9.8M | $9.5M | $9.3M | $10.4M | $11.3M | $10.6M | $12.1M | $11.5M |
| Operating cash flow | $52.0M | $8.7M | $12.4M | $44.6M | $7.1M | $8.2M | $41.5M | -$891.0K | $9.9M | $275.0K | $12.6M | $22.9M |
| Free cash flow | $51.4M | $8.4M | -$3.4M | $41.6M | $5.9M | $7.8M | $41.1M | -$1.5M | $9.6M | -$82.0K | $12.4M | $22.6M |
| Diluted shares | 7.5M | 7.5M | 7.4M | 7.6M | 7.7M | 7.8M | 8.1M | 7.9M | 7.8M | 7.8M | 7.8M | 7.8M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $12.8M | $12.4M | $13.5M | $12.4M | $15.2M | $18.7M |
| Short-term investments | $335.6M | $339.3M | $344.6M | $399.9M | $364.1M | $352.1M |
| Total debt | $374.2M | $217.0M | $179.0M | $178.9M | $284.3M | $118.8M |
| Total assets | $3.18B | $3.20B | $3.20B | $3.21B | $3.18B | $3.07B |
| Total liabilities | $2.86B | $2.89B | $2.89B | $2.91B | $2.88B | $2.77B |
| Shareholders' equity | $319.0M | $313.9M | $307.7M | $300.5M | $297.2M | $298.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology