NASDAQ · FRAFFinancialsBanking & Credit

Franklin Financial Services financials

$62.47−0.45%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
Revenue$133.5M$115.1M$91.6M$71.7M$67.1M$61.0M$64.3M
Gross profit$88.8M$71.2M$68.5M$66.8M$64.2M$57.0M$57.2M
Gross margin66.5%61.8%74.8%93.2%95.7%93.5%88.9%
Operating income$26.3M$13.3M$15.8M$17.5M$23.0M$13.1M$19.0M
Net income$21.2M$11.1M$13.6M$14.9M$19.6M$12.8M$16.1M
Net margin15.9%9.6%14.8%20.8%29.3%21.0%25.0%
Diluted EPS$4.74$2.51$3.10$3.36$4.42$2.93$3.67
EBITDA$26.3M$13.3M$15.8M$17.5M$23.0M$13.1M$19.0M
Operating cash flow$25.4M$21.8M$26.6M$25.2M$26.3M$6.4M$19.0M
Free cash flow$24.6M$19.2M$26.1M$13.0M$17.5M$6.0M$17.3M
Diluted shares4.5M4.4M4.4M4.4M4.4M4.4M4.4M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$22.4M$19.8M$19.5M$17.9M$10.5M$17.1M
Short-term investments$569.8M$702.8M$485.2M$548.9M$706.0M$450.6M
Total debt$210.8M$219.7M$149.7M$19.6M$19.6M$19.6M
Total assets$2.24B$2.20B$1.84B$1.70B$1.77B$1.54B
Total liabilities$2.06B$2.05B$1.70B$1.59B$1.62B$1.39B
Shareholders' equity$175.2M$144.7M$132.1M$114.2M$157.1M$145.2M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology