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NASDAQ · FRAFFinancialsBanking & Credit

Franklin Financial Services Corporation Common Stock (FRAF)

$71.39+1.00%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$71.39▲ 56.56% in range
Nov 4, 2025Low $45.60 · High $72.44Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Franklin Financial Services closed at $71.39 on Nov 4, up 1.00%, 1.4% below its 52-week closing high. Volume of 59.9K shares was 1.07× its 20-day average (close to normal).

Split-adjusted performance: +12.3% over one month, +24.8% over six months, +57.2% over one year.

In the quarter ended Jun 30, 2026, revenue was $34.08M, up 1.1% from a year earlier, with a net margin of 19.4%.

Short interest was 256.8K shares at the Oct 15 settlement, up 5.7% from the prior report (6.1% of float, 6.5 days to cover).

Market cap$321.3M4.5M shares
Revenue · quarter$34.1M+1.1% YoY
Diluted EPS$1.47+11.4% YoY
P/E · TTM13.0×P/S 2.4×
Net margin19.4%Gross 71.9%
Dividend yield1.91%$0.34 last paid
52-week range45.41 – 72.44−1.4% from high
Volume59.9K1.07× 20-day avg
Volatility · 60d22.4%Annualised
Short % of float6.1%6.5 days to cover
Net cash$446.3MCash $657.1M
Next earnings—Not scheduled
Split-adjusted performance
1W +2.2%1M +12.3%3M +13.2%6M +24.8%YTD +42.2%1Y +57.2%3Y +125.3%5Y +119.7%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum88
Revenue growth29
Net margin55
Value (low P/E)42
Size31

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short256.8K+5.7% vs prior
Days to cover6.5Settled Oct 15
% of float6.1%
Short vol. 10d62.3%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
FRAFFranklin Financial Services$71.39+1.00%+24.8%+1.1%19.4%13.0$321.3M
HBANLHuntington Bancshares Incorporated Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.875% Series J Non-Cumulative Perpetual Preferred Stock$24.69+0.04%−3.0%+27.4%16.5%0.1$321.0MCompare
ISBAIsabella Bank$41.89+5.04%+2.6%+9.9%20.6%15.0$320.5MCompare
NEWTNewtekOne$11.01+3.38%−18.3%+14.7%12.7%5.1$318.1MCompare
FCCOFirst Community$33.67+2.19%+11.8%+22.7%21.8%13.7$316.5MCompare
JMSBJohn Marshall Bancorp$23.55+1.38%+10.0%+10.0%22.5%13.6$332.3MCompare
ORBSEightco Holdings$0.7933+5.93%−5.9%—855.8%—$332.7MCompare
ATLOAMES National$34.90+3.78%+22.0%+7.7%22.8%13.5$309.1MCompare
MYFWFirst Western Financial$31.55+1.35%+7.3%+0.3%12.0%14.5$308.3MCompare

News about Franklin Financial Services

All news →
FRAF Q3 Earnings Rise Y/Y as Margin & Deposit Growth ImproveZacks Investment Research · 6d agoNeutralThe Zacks Analyst Blog Highlights Toyota, CrowdStrike, Welltower, Blue Ridge Bankshares and Franklin Financial ServicesZacks Investment Research · Sep 2, 2026▲ PositiveFranklin Financial Reports First Quarter 2026 Results; Declares DividendBenzinga · Apr 23, 2026▲ Positive

Quick answers

What does Franklin Financial Services do?
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks.
What is FRAF's market cap?
$321.33M, based on the Nov 4 close of $71.39.
What is FRAF's P/E ratio?
13.0× trailing-twelve-month earnings of $24.64M.
Does Franklin Financial Services pay a dividend?
Yes. The latest regular dividend was $0.34 per share (ex-date Aug 7), an annualised yield of 1.91%.
How much of FRAF is sold short?
256.8K shares, 6.1% of float, as of Oct 15, 2026.
What sector is FRAF in?
Financials, in the Banking & Credit industry.

About Franklin Financial Services

Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.

HQ: Chambersburg, PA306 employeesListed Dec 22, 1998franklinfin.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology