Flagstar Bank, National Association financials
$11.84−1.66%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 |
|---|---|---|
| Revenue | $4.81B | $6.35B |
| Gross profit | $2.06B | $2.55B |
| Gross margin | 42.9% | 40.2% |
| Operating income | -$198.0M | -$1.38B |
| Net income | -$210.0M | -$1.15B |
| Net margin | −4.4% | −18.1% |
| Diluted EPS | $-0.50 | $-3.49 |
| EBITDA | -$142.0M | -$1.27B |
| Operating cash flow | -$181.0M | $86.0M |
| Free cash flow | -$248.0M | $50.0M |
| Diluted shares | 415.3M | 330.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 |
|---|---|---|
| Cash & equivalents | $553.0M | $434.0M |
| Short-term investments | $21.11B | $25.41B |
| Total debt | $12.18B | $14.43B |
| Total assets | $87.51B | $100.16B |
| Total liabilities | $79.37B | $91.99B |
| Shareholders' equity | $8.14B | $8.17B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology