Flagstar Bank, National Association financials
$11.84−1.66%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 |
|---|---|---|---|---|---|---|---|
| Revenue | $1.05B | $1.04B | $1.15B | $1.20B | $1.22B | $1.24B | $1.52B |
| Gross profit | $516.0M | $498.0M | $557.0M | $519.0M | $496.0M | $490.0M | $625.0M |
| Gross margin | 49.0% | 47.9% | 48.5% | 43.4% | 40.7% | 39.4% | 41.1% |
| Operating income | $48.0M | $32.0M | $45.0M | -$41.0M | -$81.0M | -$121.0M | -$238.0M |
| Net income | $26.0M | $13.0M | $21.0M | -$45.0M | -$78.0M | -$108.0M | -$196.0M |
| Net margin | 2.5% | 1.3% | 1.8% | −3.8% | −6.4% | −8.7% | −12.9% |
| Diluted EPS | $0.06 | $0.03 | $0.05 | $-0.11 | $-0.19 | $-0.26 | $-0.47 |
| EBITDA | $48.0M | $32.0M | $62.0M | -$24.0M | -$67.0M | -$113.0M | -$227.0M |
| Operating cash flow | $226.0M | -$118.0M | -$189.0M | $243.0M | $355.0M | -$590.0M | $623.0M |
| Free cash flow | $200.0M | -$138.0M | -$227.0M | $233.0M | $348.0M | -$602.0M | $620.0M |
| Diluted shares | 473.6M | 466.6M | 415.8M | 415.6M | 415.1M | 414.8M | 416.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $416.0M | $401.0M | $553.0M | $8.48B | $8.09B | $12.61B |
| Short-term investments | $21.26B | $21.18B | $21.11B | $16.13B | $15.85B | $13.90B |
| Total debt | $10.94B | $11.19B | $12.18B | $13.18B | $13.18B | $14.18B |
| Total assets | $87.71B | $87.13B | $87.51B | $91.67B | $92.24B | $97.63B |
| Total liabilities | $79.57B | $79.01B | $79.37B | $83.56B | $84.14B | $89.47B |
| Shareholders' equity | $8.14B | $8.12B | $8.14B | $8.11B | $8.10B | $8.15B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology