NYSE · FCFFinancialsBanking & Credit

First Commonwealth Financial Corporation (FCF)

$21.51+1.61%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$21.51▲ 37.88% in range
Nov 4, 2025Low $15.40 · High $21.95Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

First Commonwealth Financial closed at $21.51 on Nov 4, up 1.61%, 2.0% below its 52-week closing high. Volume of 976.4K shares was 1.20× its 20-day average (close to normal).

Split-adjusted performance: +7.2% over one month, +15.7% over six months, +39.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $186.32M, up 1.4% from a year earlier, with a net margin of 23.9%.

Short interest was 4.3M shares at the Oct 15 settlement, down 8.1% from the prior report (4.3% of float, 4.3 days to cover).

Market cap$2.08B96.9M shares
Revenue · quarter$186.3M+1.4% YoY
Diluted EPS$0.44+37.5% YoY
P/E · TTM12.4×P/S 2.8×
Net margin23.9%Gross 74.8%
Dividend yield2.60%$0.14 last paid
52-week range15.40 – 21.95−2.0% from high
Volume976.4K1.20× 20-day avg
Volatility · 60d15.8%Annualised
Short % of float4.3%4.4 days to cover
Net cash$1.62BCash $1.88B
Next earnings—Not scheduled
Split-adjusted performance
1W +3.3%1M +7.2%3M +0.3%6M +15.7%YTD +27.6%1Y +39.1%3Y +76.5%5Y +48.4%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum74
Revenue growth32
Net margin78
Value (low P/E)53
Size70

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short4.3M−8.1% vs prior
Days to cover4.4Settled Oct 15
% of float4.3%
Short vol. 10d64.4%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
FCFFirst Commonwealth Financial$21.51+1.61%+15.7%+1.4%23.9%12.4$2.08B
ECPGEncore Capital Group$99.93+0.10%+18.6%+11.3%13.0%7.0$2.12BCompare
HTHHILLTOP HOLDINGS$37.68+1.34%−1.2%−9.4%6.6%15.2$2.14BCompare
CHCOCity Holding Co$144.54+1.11%+17.6%+1.2%32.7%15.5$2.03BCompare
SRCE1st Source$89.21+1.41%+20.8%+3.4%31.4%12.2$2.15BCompare
XXITwenty One Capital$5.83+5.81%−32.9%———$2.02BCompare
OFGOFG BANCORP$51.51+0.59%+12.1%+2.4%25.5%9.8$2.16BCompare
WAFDWaFd$30.13+1.21%−15.5%+1.8%17.5%9.2$2.23BCompare
AGMFederal Agricultural Mortgage$205.58+1.65%+14.9%+12.9%12.9%11.2$2.23BCompare

Quick answers

What does First Commonwealth Financial do?
First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans.
What is FCF's market cap?
$2.08B, based on the Nov 4 close of $21.51.
What is FCF's P/E ratio?
12.4× trailing-twelve-month earnings of $168.34M.
Does First Commonwealth Financial pay a dividend?
Yes. The latest regular dividend was $0.14 per share (ex-date Aug 7), an annualised yield of 2.60%.
How much of FCF is sold short?
4.3M shares, 4.3% of float, as of Oct 15, 2026.
What sector is FCF in?
Financials, in the Banking & Credit industry.

About First Commonwealth Financial

First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans. It also provides trust and wealth management services and offers insurance products. The company earns the majority of its revenue through net interest income.

HQ: Indiana, PA1,589 employeesListed Jun 10, 1992fcbanking.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology