NASDAQ · ECPGFinancialsBanking & Credit

Encore Capital Group, Inc. (ECPG)

$99.93+0.10%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$99.93▲ 143.14% in range
Nov 4, 2025Low $41.10 · High $105.60Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Encore Capital Group closed at $99.93 on Nov 4, up 0.10%, 5.4% below its 52-week closing high. Volume of 294.7K shares was 1.38× its 20-day average (above normal).

Split-adjusted performance: +0.7% over one month, +18.6% over six months, +131.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $491.87M, up 11.3% from a year earlier, with a net margin of 13.0%.

Short interest was 940.5K shares at the Oct 15 settlement, down 11.1% from the prior report (4.6% of float, 4.4 days to cover).

Market cap$2.12B21.2M shares
Revenue · quarter$491.9M+11.3% YoY
Diluted EPS$2.81+12.9% YoY
P/E · TTM7.0×P/S 1.1×
Net margin13.0%Gross 80.4%
Dividend yieldNone
52-week range41.10 – 105.60−5.4% from high
Volume294.7K1.38× 20-day avg
Volatility · 60d33.1%Annualised
Short % of float4.6%4.4 days to cover
Net cash-$4.00BCash $182.9M
Next earnings—Not scheduled
Split-adjusted performance
1W −1.7%1M +0.7%3M +2.1%6M +18.6%YTD +83.9%1Y +131.1%3Y +162.3%5Y +88.1%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum80
Revenue growth67
Net margin34
Value (low P/E)94
Size71

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short940.5K−11.1% vs prior
Days to cover4.4Settled Oct 15
% of float4.6%
Short vol. 10d64.6%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
ECPGEncore Capital Group$99.93+0.10%+18.6%+11.3%13.0%7.0$2.12B
HTHHILLTOP HOLDINGS$37.68+1.34%−1.2%−9.4%6.6%15.2$2.14BCompare
SRCE1st Source$89.21+1.41%+20.8%+3.4%31.4%12.2$2.15BCompare
FCFFirst Commonwealth Financial$21.51+1.61%+15.7%+1.4%23.9%12.4$2.08BCompare
OFGOFG BANCORP$51.51+0.59%+12.1%+2.4%25.5%9.8$2.16BCompare
CHCOCity Holding Co$144.54+1.11%+17.6%+1.2%32.7%15.5$2.03BCompare
XXITwenty One Capital$5.83+5.81%−32.9%———$2.02BCompare
WAFDWaFd$30.13+1.21%−15.5%+1.8%17.5%9.2$2.23BCompare
AGMFederal Agricultural Mortgage$205.58+1.65%+14.9%+12.9%12.9%11.2$2.23BCompare

Quick answers

What does Encore Capital Group do?
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery.
What is ECPG's market cap?
$2.12B, based on the Nov 4 close of $99.93.
What is ECPG's P/E ratio?
7.0× trailing-twelve-month earnings of $301.56M.
Does Encore Capital Group pay a dividend?
No regular cash dividend has been paid in the last year.
How much of ECPG is sold short?
940.5K shares, 4.6% of float, as of Oct 15, 2026.
What sector is ECPG in?
Financials, in the Banking & Credit industry.

About Encore Capital Group

Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.

HQ: San Diego, CA7,350 employeesListed Jul 9, 1999encorecapital.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology