First BanCorp. financials
$26.35−1.53%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.26B | $1.23B | $1.16B | $985.7M | $915.9M | $804.2M | $766.5M | $707.3M | $650.8M | $673.2M |
| Gross profit | $1.00B | $938.2M | $929.8M | $918.4M | $851.1M | $711.5M | $657.7M | $607.7M | $553.9M | $572.1M |
| Gross margin | 79.7% | 76.5% | 80.4% | 93.2% | 92.9% | 88.5% | 85.8% | 85.9% | 85.1% | 85.0% |
| Operating income | $416.7M | $391.2M | $397.4M | $447.6M | $427.8M | $116.3M | $239.4M | $190.6M | $62.0M | $130.3M |
| Net income | $344.9M | $298.7M | $302.9M | $305.1M | $277.3M | $99.6M | $164.7M | $201.6M | $64.3M | $93.2M |
| Net margin | 27.5% | 24.4% | 26.2% | 30.9% | 30.3% | 12.4% | 21.5% | 28.5% | 9.9% | 13.8% |
| Diluted EPS | $2.15 | $1.81 | $1.71 | $1.59 | $1.31 | $0.46 | $0.76 | $0.92 | $0.30 | $0.43 |
| EBITDA | $416.7M | $391.2M | $397.4M | $447.6M | $454.3M | $142.8M | $250.8M | $190.6M | $62.0M | $130.3M |
| Operating cash flow | $448.6M | $404.1M | $363.0M | $440.5M | $399.7M | $297.7M | $294.3M | $288.3M | $236.0M | $199.4M |
| Free cash flow | $437.5M | $395.5M | $344.8M | $421.2M | $387.2M | $282.2M | $273.4M | $270.4M | $228.6M | $191.3M |
| Diluted shares | 160.7M | 165.3M | 177.2M | 192.0M | 211.3M | 217.7M | 217.1M | 216.7M | 216.1M | 215.8M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $657.1M | $1.16B | $661.9M | $478.5M | $2.54B | $1.43B |
| Short-term investments | $4.86B | $4.94B | $5.63B | $6.09B | $6.66B | $4.93B |
| Total debt | $290.0M | $561.7M | $661.7M | $858.8M | $383.8M | $623.8M |
| Total assets | $19.13B | $19.29B | $18.91B | $18.63B | $20.79B | $18.79B |
| Total liabilities | $17.17B | $17.62B | $17.41B | $17.31B | $18.68B | $16.52B |
| Shareholders' equity | $1.97B | $1.67B | $1.50B | $1.33B | $2.10B | $2.28B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology